YES Prosperity Business Card vs Kotak NRI Royale Signature Credit Card
Joining Fees
₹2,499
₹1,000
Editor's Rating
2.5
3.6
Key Features
- 4 Reward Points per Rs. 100 spent on Travel Agencies & Tour Operators, Domestic Airlines and Dining, 2 Reward Points per Rs. 100 spent on all other categories, and 500 Reward Points on each YES PayNow registration
- Complimentary Priority Pass membership that provides 3 complimentary International lounge access for Primary Cardmembers in a calendar year
- MasterCard Lounge Program: 2 complimentary access per calendar quarter to MasterCard affiliated lounges across Indian airports
- Enjoy one complimentary Golf lesson every calendar month
- Fuel surcharge waived in all fuel stations in India for transactions
- Avail 2X rewards on spends outside India; i.e. avail 2 rewards points for every Rs. 200 spent
- Fuel Surcharge Waiver
- Railway Surcharge Waiver
- NRI Royale Shield
Editor's Review
Pros
- Annual Reward Points
- Reward Points Redemption
- Insurance Coverage
Cons
- Joining fees is bit on higher side
Pros
- This card is good for Indians who are residing overseas
- Freedom to purchase and pay in INR
- Complimentary access to Airport Lounges in India
Cons
- No Golf Privileges
- No Concierge Services
- This card isn’t good for those who desire a low foreign currency mark up card
