Visa Business Card Platinum – Standard Chartered vs Kotak NRI Royale Signature Credit Card
Joining Fees
₹0
₹1,000
Editor's Rating
2.5
3.6
Key Features
- Earn 3X Rewards Points on every IDR10,000 transaction above IDR10 million transactions per month. For transactions below IDR10 million, earn 1 point
- Every IDR 10,000 spend = 3X Rewards Points for every IDR10,000 transaction above IDR10 million transactions per month. Earn 1 point for transactions below IDR10 million
- Annual Fee: Primary: IDR 750.000,-/year and Supplementary: IDR 375.000/year
- Minimum repayments: 10% of monthly billing statement or IDR 50,000 (whichever is higher)
- 5% cash back for travel transaction when using Platinum Business Card for a maximum of IDR 2 million on travel transactions per month
- Avail 2X rewards on spends outside India; i.e. avail 2 rewards points for every Rs. 200 spent
- Fuel Surcharge Waiver
- Railway Surcharge Waiver
- NRI Royale Shield
Editor's Review
Pros
- Enjoy 5% cashback for your travel transaction
- Free Annual Fee for 1st Year
Cons
- No complimentary Golf/coaching sessions
- No Complimentary Airport Lounge Access
- No Fuel Wavier
Pros
- This card is good for Indians who are residing overseas
- Freedom to purchase and pay in INR
- Complimentary access to Airport Lounges in India
Cons
- No Golf Privileges
- No Concierge Services
- This card isn’t good for those who desire a low foreign currency mark up card
