Visa Business Card Platinum – Standard Chartered vs Kotak Corporate Gold Card

• Earn 3X Rewards Points on every IDR10,000 transaction above IDR10 million transactions per month. For transactions below IDR10 million, earn 1 point
• Every IDR 10,000 spend = 3X Rewards Points for every IDR10,000 transaction above IDR10 million transactions per month. Earn 1 point for transactions below IDR10 million
• Annual Fee: Primary: IDR 750.000,-/year and Supplementary: IDR 375.000/year
• Minimum repayments: 10% of monthly billing statement or IDR 50,000 (whichever is higher)
• 5% cash back for travel transaction when using Platinum Business Card for a maximum of IDR 2 million on travel transactions per month

• Easy Redemption: Cash rebate will be given through demand draft
• Fuel Surcharge Waiver
• Ease To Employees: Spend on the corporate card and your corporate will pay for you
• Power To Company: More control over spends, various opportunities for savings and budgeting, enabling reduced company costs
• Swipe Kotak Corporate Card at various business-related spend opportunities

Pros

• Enjoy 5% cashback for your travel transaction
• Free Annual Fee for 1st Year

Cons

• No complimentary Golf/coaching sessions
• No Complimentary Airport Lounge Access
• No Fuel Wavier

Pros

• Higher reward points earnings
• International Credit Card
• Monitor spending patterns of employees

Cons

• No Complimentary Golf/coaching sessions
• No Complimentary Airport Lounge Access