YES FIRST Business Credit Card vs SBI Air India Signature Credit Card
Joining Fees
₹4,999
₹4,999
Editor's Rating
2.8
3.7
Key Features
- Earn Renewal benefit of 15,000 Reward Points on each renewal
- Domestic Airlines and Dining: 4 Reward Points per Rs. 100 spent on all other categories
- Complimentary Priority Pass Membership for the Primary Cardmember- Complimentary International lounge access and complimentary access to MasterCard affiliated lounges across Indian airports
- Enjoy one complimentary golf lesson every calendar month
- Fuel Surcharge Waiver
- Insurance Coverage
- Avail complimentary membership of the Air India Frequent Flyer program-Flying Returns
- For every Rs. 100 spent, get 4 Reward points
- Every year, you'll receive anniversary gift of 5,000 Reward Points
- Get around 1,00,000 bonus Reward Points annually
- Earn 30 Reward Points for every Rs. 100 spent on Air India tickets booked via its platforms
Editor's Review
Pros
- Annual Bonus Reward Points: Earn 20,000 Reward Points on achieving annual spends of Rs. 12 Lakhs or more in each anniversary year
- Reward Points Accrual: 8 Reward Points per Rs. 100 spent on Travel Agencies & Tour Operators
- Cash Advances and Overdue Amount: Preferential Foreign Currency Markup of 1.75% only
Cons
- You will not earn any extra rewards on international expenditure
- Air mile conversion option is only available with InterMiles
Pros
- Get 30 Reward Points while doing your bookings for ownself and get 10 Reward Points while booking for others
- Enjoy International Airport Luxury Lounge Access
- Enjoy the complimentary Visa Lounge Access Program in India at major Domestic Airports
- Enjoy complimentary lost card liability cover of Rs. 1 lakh
Cons
- Joining fee of Rs. 4,999
- Annual fee of Rs. 4,999
