YES FIRST Business Credit Card vs ICICI Business Credit Cards
Joining Fees
₹4,999
₹1,500
Editor's Rating
2.8
3.4
Key Features
- Earn Renewal benefit of 15,000 Reward Points on each renewal
- Domestic Airlines and Dining: 4 Reward Points per Rs. 100 spent on all other categories
- Complimentary Priority Pass Membership for the Primary Cardmember- Complimentary International lounge access and complimentary access to MasterCard affiliated lounges across Indian airports
- Enjoy one complimentary golf lesson every calendar month
- Fuel Surcharge Waiver
- Insurance Coverage
For Business Advantage Black Card:
Key benefits:
- Save more with Cashback, earn cashback on spends which means more you spend the higher cashback you get
- Contactless Card
- Concierge Services
- Culinary Treats
- Insurance Benefits
- Get a minimum of 10% off up to a maximum of 30% off on an annual DocuSign Business Pro
- Get dedicated bandwidth for your business with reliable connectivity, speed and widespread network
For Business Advantage Blue Card:
Key benefits:
- Save more with Cashback, earn cashback on spends which means more you spend the higher cashback you get
- Contactless Card
- Concierge Services
- Culinary Treats
- Insurance Benefits
- Get a minimum of 10% off up to a maximum of 30% off on an annual DocuSign Business Pro
- Get dedicated bandwidth for your business with reliable connectivity, speed and widespread network
Editor's Review
Pros
- Annual Bonus Reward Points: Earn 20,000 Reward Points on achieving annual spends of Rs. 12 Lakhs or more in each anniversary year
- Reward Points Accrual: 8 Reward Points per Rs. 100 spent on Travel Agencies & Tour Operators
- Cash Advances and Overdue Amount: Preferential Foreign Currency Markup of 1.75% only
Cons
- You will not earn any extra rewards on international expenditure
- Air mile conversion option is only available with InterMiles
Pros
For all ICICI Business Cards:
- Spends linked rewards / InterMiles / Offers & Discounts
- Fuel surcharge waiver of 1%
- Complimentary Airport Lounge Access
- Comprehensive Insurance Coverage up to Rs. 75 lakh
Cons
- No complimentary Golf/coaching sessions
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