YES FIRST Business Credit Card vs Airtel Axis Credit Card

Joining Fees

₹4,999

₹500

Editor's Rating

2.8

4.6

Key Features

  • Earn Renewal benefit of 15,000 Reward Points on each renewal
  • Domestic Airlines and Dining: 4 Reward Points per Rs. 100 spent on all other categories
  • Complimentary Priority Pass Membership for the Primary Cardmember- Complimentary International lounge access and complimentary access to MasterCard affiliated lounges across Indian airports
  • Enjoy one complimentary golf lesson every calendar month
  • Fuel Surcharge Waiver
  • Insurance Coverage
  • As a Welcome Benefit, get an Amazon eVoucher worth Rs 500 on the first transaction using the Airtel Axis credit card within 30 days of card issuance
  • Earn 25% Cashback on Airtel Mobile, Broadband, DTH and WiFi bill Payments via Airtel Thanks app
  • Earn 10% Cashback on Utility Bill Payments such as electricity, gas etc. via Airtel Thanks app
  • Earn 10% Cashback on Swiggy, Zomato and BigBasket 
  • Get 1% Cashback on all other spends
  • 4 Complimentary lounge visits within India (4 Lounge access in a year) on minimum spends of Rs. 50,000 in previous 3 months
  • 1% fuel surcharge waiver on fuel purchases at all fuel stations across India. This is valid on transactions between Rs. 400 to Rs. 4000
  • Enjoy up to 15% off at partnered restaurants via EazyDiner
  • Convert transactions of Rs. 2500 or more into easy EMI
  • Get annual fee waived off on annual spends greater than Rs. 2,00,000

Editor's Review

Pros

  • Annual Bonus Reward Points: Earn 20,000 Reward Points on achieving annual spends of Rs. 12 Lakhs or more in each anniversary year
  • Reward Points Accrual: 8 Reward Points per Rs. 100 spent on Travel Agencies & Tour Operators
  • Cash Advances and Overdue Amount: Preferential Foreign Currency Markup of 1.75% only

Cons

  • You will not earn any extra rewards on international expenditure
  • Air mile conversion option is only available with InterMiles

Pros

  • Earn 25% Cashback on Airtel Mobile, Broadband, DTH and WiFi bill Payments via Airtel Thanks app
  • Earn 10% Cashback on Utility Bill Payments via Airtel Thanks app
  • Earn 10% Cashback on Swiggy, Zomato and BigBasket

Cons

  • No golf benefits
  • No international airport lounge access / movie benefits


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