Airtel Axis Credit Card vs HDFC Diners Club Black

Airtel Axis Credit Card
Airtel Axis Credit Card
Axis Bank · Rupay
4.6
₹500 / Joining Fees
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VS
HDFC Diners Club Black
HDFC Diners Club Black
HDFC Bank · Visa
4.6
₹10,000 / Joining Fees
Apply Now →
Fees
Axis Bank
HDFC Bank
Joining Fees
₹500
₹10,000
Renewal Fees
₹500
₹10,000
Network
Rupay
Visa
Editor's Review
4.6
4.6
Free Lounge Access
No
Yes
Features
Airtel Axis Credit Card
  • Welcome Benefit includes getting Amazon eVoucher worth Rs. 250 on the first transaction made within first 30 days of card issuance
  • Earn 25% Cashback on Airtel Mobile, Broadband, DTH and WiFi bill Payments via Airtel Thanks app
  • Earn 10% Cashback on Utility Bill Payments such as electricity, gas etc. via Airtel Thanks app
  • Earn 10% value back on Zomato , Blinkit and District Movies 
  • Get 1% Cashback/base cashback on all other spends
  • 1% fuel surcharge waiver on fuel purchases at all fuel stations across India. This is valid on transactions between Rs. 400 to Rs. 4000
  • Convert transactions of Rs. 1,500 or more into easy EMI
  • On Wednesdays, receive the following offers:

A. Instant savings of up to 15% on flights and hotels via Goibibo and Makemytrip

B. 10% off on orders via Swiggy

C. 10% off up to Rs. 1000 on Tira

HDFC Diners Club Black
  • Complimentary Annual memberships of Club Marriott, Forbes, Amazon Prime, Swiggy One (3 months) and MMT BLACK   
  • Complimentary Ola cabs | cult.fit Live | BookMyShow | TataCliQ vouchers on spends of over Rs. 80,000 every month
  • Avail 5 Reward Points for every Rs 150 spent
  • Up to 10X Reward Points via SmartBuy
  • Dining privileges: 2X on weekend dining 
  • HDFC Bank x Swiggy Dineout - Good food Trail: Enjoy FLAT 10% EXTRA OFF on dining bills at 35K+ restaurants     
  • Travel benefits: Book flight tickets / hotels across 150+  airlines and choice of hotels (Domestic & International)                            
  • Up to 50 days of interest free credit period on the credit card
  • Air accident insurance cover worth Rs 2 crore
  • Emergency overseas hospitalization: Rs. 50 Lakh
  • Travel Insurance Cover of up to Rs. 55,000 on baggage delay                             
  • Complimentary Golf games across the finest courses in the world ( 6 per quarter)                 
  • Credit Liability Cover of up to Rs. 9 Lakh
  • Foreign Currency Markup:  2% on all your foreign currency spends
  • Revolving Credit is available at a nominal interest rate
  • 24/7 Concierge Services
  • Unlimited Airport lounge access to 1000+ Lounges in India and worldwide for primary and add-on card members
  • 1% fuel surcharge waiver at all fuel stations in India on minimum transaction of Rs. 400 and Max CashBack of Rs. 1000 per statement cycle
  • Milestone Benefit: The credit card holders can select any 2 benefits amongst cult.fit Live 1 month membership or BookMyShow or TataCLiQ or Ola cabs vouchers worth Rs. 500 every month on spends of Rs. 80,000
  • Annual Spend based benefit: Complimentary annual memberships of Club Marriott, Times Prime, Amazon Prime, Swiggy One (3 months), MMT BLACK can also be availed upon achieving annual spend of Rs 8 Lakhs at the time of card anniversary
  • Convert big spends into EMI after purchase
  • Contactless Payment
  • Diners Exclusive Offers: Fast Track Airport Experience, Dining Delight (exclusive dining offers, from gourmet cuisine to local delicacies), Luxury Spas access, and Small Medium Enterprise (SME), which is tailor-made offers such as workspaces, business insurance and wellness discounts to meet business needs
Editor's Review
Airtel Axis Credit Card

Pros

  • Earn 25% Cashback on Airtel Mobile, Broadband, DTH and WiFi bill Payments via Airtel Thanks app
  • Earn 10% Cashback on Utility Bill Payments via Airtel Thanks app
  • Benefits on everyday brands: Zomato, Blinkit and District Movies

Cons

  • No golf benefits
  • No airport lounge access
  • No movie benefits
HDFC Diners Club Black

Pros

* Welcome Benefits

* Complimentary annual memberships of Club Marriott, Times Prime, Amazon Prime, Swiggy One (3 months), MMT BLACK can also be availed upon achieving annual spend of Rs 8 Lakhs at the time of card anniversary
* Diners Exclusive Offers: Fast Track Airport Experience, Dining Delight (exclusive dining offers, from gourmet cuisine to local delicacies), Luxury Spas access, and Small Medium Enterprise (SME), which is tailor-made offers such as workspaces, business insurance and wellness discounts to meet business needs

Cons
Joining and renewal fee is on the higher side

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