HSBC Cashback Credit Card vs Axis My Zone Credit Card
Joining Fees
₹999
₹500
Editor's Rating
3.1
3.9
Key Features
- Make transactions of a minimum of Rs. 10000 within first 30 days to avail Amazon vouchers (worth Rs. 1000)
- Win an Amazon e-gift voucher- Complete the online credit card application and Video KYC to win Amazon e-gift voucher (worth Rs. 250)
- Annual membership fees Rs. 999 (will be reversed if total annual spend exceeds Rs. 200,000
- 10% accelerated cashback on all dining, food delivery and grocery spends
- 1.5% unlimited cashback on all other spends (exclusions apply)
- 4 complimentary domestic lounge visits per year (1 per quarter)
- Buy-one-get-one-free movie tickets on Saturdays (Up to Rs 250)
- Zero liability for lost cards
- Insurance benefits
- With MyZone Credit Card, purchase one movie ticket and get a 100% discount on the second movie ticket at Paytm Movies. The maximum discount one can get in a calendar month is Rs. 200
- Get 40% discount on food delivery at Swiggy
- Get flat Rs. 600 off at Ajio on a minimum spend of Rs. 2,000
- Earn 4 EDGE REWARD Points with every Rs. 200 spent on the credit card
- Get a complimentary SonyLiv Premium annual subscription that is worth Rs. 999 on the first spend within the first 30 days of card issuance. Customers are eligible for the SonyLiv Premium membership renewal when they spend Rs. 1.5 lakh in a card anniversary year
Editor's Review
Pros
* Win an Amazon e-gift voucher
* Buy-one-get-one-free movie tickets on Saturdays
* Insurance benefits
Cons
* No golf/coaching sessions
* No fuel benefits
Pros
- Get flat Rs. 600 off at Ajio on a minimum spend of Rs. 2,000
- 1 Complimentary Airport Lounge Access
- Get 40% discount on food delivery at Swiggy
Cons
- No Golf/coaching sessions
- High-interest rate
