Axis My Zone Credit Card vs Axis Bank Signature Credit Card with Lifestyle Benefits

Joining Fees

₹500

₹5,000

Editor's Rating

3.9

4

Key Features

  • Purchase one movie ticket and get a 100% discount on the second movie ticket at Paytm Movies. The maximum discount one can get in a calendar month is Rs. 200                
  • Avail SonyLiv Premium annual subscription worth Rs. 999 on the first spend within first 30 days of card issuance                                                                                                      
  • Get flat Rs. 120 off on food delivery at Swiggy
  • 1 complimentary access to select airport lounges within India per Calendar quarter
  • Earn 4 EDGE REWARD points with every Rs. 200  spent on the credit card
  • 1% fuel surcharge waiver on all fuel transactions in India. Refunded for fuel transactions between Rs. 400 to Rs. 4,000. Maximum benefits up to Rs. 400 per month
  • On any transaction over Rs. 2,500, convert these purchases to EMI
  • Indulge in delectable cuisines up to 15% off at partnered restaurants in India
  • Avail up to Rs. 1000 off at AJIO, on minimum spends of Rs. 2999
  • Based on your spending patterns and payment behaviours over a period of time, the unique flexible spending limit will allow you to spend over and above the assigned credit card limit at no additional charge
  • From second year onwards, Annual Fee Rs. 3000 will be waived on the achievement of spends threshold of Rs. 3 Lakhs in the preceding year 
  • On any transactions above Rs. 2500, contact the bank to convert it into EMIs
  • Air Accident Cover up to Rs. 2,50,00,000
  • Purchase Protection up to Rs. 1,00,000
  • Loss Travel Document cover/Delay  of check-in baggage cover up to 300 USD
  • Complimentary access to airport lounges in India 
  • With Priority Pass access over 700 VIP lounges in over 90 countries and  275 cities. Only the membership to the Priority Pass Program is complimentary
  • 50% Cashback on movie tickets purchased through BookMyShow. Maximum Cashback in a calendar year is limited to Rs. 2000
  • Discover unique  delectable cuisines with Axis  Bank Dining Delights that  offers  15% off at partnered restaurants in India 
  • Fuel surcharge refund valid on transactions between Rs.  400 and Rs. 4000 only. Maximum benefits up to Rs. 400 per month
  • Earn EDGE REWARD points for transactions and use them to redeem from 500+ rewards and offers
  • Earn 10 points on Domestic spends for every Rs. 200
  • Earn 20  points on International spends for every Rs. 200
  • 100  points on  the first online transaction 

Editor's Review

Pros

 

  • Avail up to Rs. 1000 off at AJIO, on minimum spends of Rs. 2999
  • 1 Complimentary airport lounge access
  • Avail SonyLiv Premium annual subscription worth Rs. 999 on the first spend within first 30 days of card issuance          

Cons

* No golf/coaching sessions

* High interest rate

Pros

  • Avail Gift Vouchers from top brands
  • Earn 10/20 points for every Rs. 200 spent on Domestic/International spends
  • Obtain Air Accident Insurance Cover 

Cons       

 

  • The joining fee is Rs. 5000, which's higher than Axis Bank Privilege Credit Card

 

 


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