Axis My Zone Credit Card vs HDFC Regalia Credit Card

Joining Fees

₹500

₹2,500

Editor's Rating

3.9

4

Key Features

  • With MyZone Credit Card, purchase one movie ticket and get a 100% discount on the second movie ticket at Paytm Movies. The maximum discount one can get in a calendar month is Rs. 200
  • Get 40% discount on food delivery at Swiggy
  • Get flat Rs. 600 off at Ajio on a minimum spend of Rs. 2,000
  • Earn 4 EDGE REWARD Points with every Rs. 200 spent on the credit card
  • Get a complimentary SonyLiv Premium annual subscription that is worth Rs. 999 on the first spend within the first 30 days of card issuance. Customers are eligible for the SonyLiv Premium membership renewal when they spend Rs. 1.5 lakh in a card anniversary year
  • Airport Lounge Access within and outside India
  • Experience unique delicacies through Good Food Trail dining program at premium restaurants across top cities.
  • On retail spends including Insurance, Utilities, Education and Rent Pay, earn 4 reward points on Rs. 150.
  • Earn additional 5,000 Reward Points when achieving annual spends of Rs. 8 lakhs.
  • Emergency overseas hospitalization up to Rs. 15 lakhs in case of emergency

Editor's Review

Pros

  • Get flat Rs. 600 off at Ajio on a minimum spend of Rs. 2,000
  • 1 Complimentary Airport Lounge Access
  • Get 40% discount on food delivery at Swiggy

Cons

  • No Golf/coaching sessions
  • High-interest rate

Pros

  • Earn 10,000 Reward Points when achieving annual spends of Rs. 5 lakhs.
  • Accidental air death cover worth Rs. 1 Crore
  • Fuel Surcharge Waiver

 

Cons

  • Slightly high Annual Fee
  • No golf/coaching sessions


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