Axis My Zone RuPay Credit Card vs Axis Bank Atlas Credit Card

Axis My Zone RuPay Credit Card
Axis My Zone RuPay Credit Card
Axis Bank · Rupay
3.9
₹500 / Joining Fees
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VS
Axis Bank Atlas Credit Card
Axis Bank Atlas Credit Card
Axis Bank · Visa
4.3
₹5,000 / Joining Fees
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Fees
Axis Bank
Axis Bank
Joining Fees
₹500
₹5,000
Renewal Fees
₹500
₹5,000
Network
Rupay
Visa
Editor's Review
3.9
4.3
Free Lounge Access
Yes
Yes
Features
Axis My Zone RuPay Credit Card
  • Get 100% discount on the second movie ticket booked via District app. The maximum discount one can get in a calendar month is Rs. 200                
  • Avail SonyLiv Premium annual subscription worth Rs. 1499 for free on the first spend within first 30 days of card issuance        
  • Customers can be eligible for SonyLiv Premium membership renewal on speading 1.5 lakhs in a card anniversary year.
  • Get flat Rs. 120 off on food delivery at Swiggy
  • 1 complimentary access to selected airport lounges within India per Calendar quarter. This benefit is unlocked on spends of Rs. 50,000 in previous 3 months
  • Earn 4 EDGE REWARD points with every Rs. 200  spent on the credit card
  • 1% fuel surcharge waiver on all fuel transactions in India. Refunded for fuel transactions between Rs. 400 to Rs. 4,000. Maximum benefits up to Rs. 400 per month
  • Earn 1,000 EDGE REWARD Points on achieving annual spends of Rs. 1.5 lakhs in the card anniversary year
  • Save up to Rs. 1,000 at AJIO on minimum purchase of Rs. 2,999 using the coupon code given by the bank
  • On any transaction over Rs. 1,500, convert these purchases to EMI
  • Indulge in delectable cuisines up to Rs. 1000 off at partnered restaurants in India
  • On Wednesdays, receive the following offers:

A. Instant savings of up to 15% on flights and hotels via Makemytrip

B. 10% off on orders via Swiggy

C. 10% off up to Rs. 1000 on Tira

Axis Bank Atlas Credit Card
  • Get to be part of the exclusive Silver membership tier that offers various benefits. Moreover, the more you spend in your anniversary year, the membership tier will get upgraded
  • Unlock additional benefits in Gold and Platinum tier memberships
  • In an anniversary year, when touching Rs. 7.5 Lakhs of spends, get upgraded to the Gold tier and when spending beyond Rs. 15 Lakhs, get upgraded to the Platinum tier. Do note that each tier comes with base earn of 2 EDGE Miles per Rs. 100 spent and accelerated earn of 5 EDGE Miles per Rs. 100 spent on TRAVEL EDGE portal, direct airlines and direct hotel spends. Each tier comes with Milestone and Annual benefits in the form of EDGE Miles which can be redeemed
  • Annual Benefit: Avail up to 5,000 EDGE Miles on completion of a year
  • Milestone Benefits: Avail up to 10,000 EDGE Miles on achieving the Spends Milestone
  • Earn 5 EDGE Miles on Travel per Rs 100 spend
  • Earn 2 EDGE Miles on Other Spends- Get 2 EDGE Miles per Rs. 100 spent
  • Domestic & International Lounge Access
  • Concierge Services
  • Miles Transfer Program: Easily convert EDGE Miles to program partner Miles. 1 EDGE Mile = 2 Partner Mile
  • Enjoy dining proposition that provides 25% off up to Rs. 800 on dining restaurants via EazyDiner. This is valid on minimum order value of  Rs. 2500 and once per month per card
  • 1% fuel surcharge waiver
Editor's Review
Axis My Zone RuPay Credit Card

Pros

  • Avail up to Rs. 1000 off at AJIO, on minimum spends of Rs. 2999
  • 1 Complimentary airport lounge access
  • Avail SonyLiv Premium annual subscription worth Rs.1499 on the first spend within first 30 days of card issuance          

Cons

* No golf/coaching sessions

* High interest rate

Axis Bank Atlas Credit Card

Pros

* Miles Transfer Program: Easily convert EDGE Miles to program partner Miles. 1 EDGE Mile = 2 Partner Mile

* Enjoy dining proposition that provides 25% off up to Rs. 800 on dining restaurants via EazyDiner. This is valid on minimum order value of Rs. 2000 and twice per month per card

* 1% fuel surcharge waiver

Cons

* No golf benefits

* No Zero Liability Protection

* No Insurance Benefits

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