Compare HSBC Cashback Credit Card vs American Express PAYBACK® Credit Card

Make transactions of a minimum of Rs. 10000 within first 30 days to avail Amazon vouchers (worth Rs. 1000)
Win an Amazon e-gift voucher- Complete the online credit card application and Video KYC to win Amazon e-gift voucher (worth Rs. 250)
Annual membership fees Rs. 999 (will be reversed if total annual spend exceeds Rs. 200,000
10% accelerated cashback on all dining, food delivery and grocery spends
1.5% unlimited cashback on all other spends (exclusions apply)
4 complimentary domestic lounge visits per year (1 per quarter)
Buy-one-get-one-free movie tickets on Saturdays (Up to Rs 250)
Zero liability for lost cards
Insurance benefits

Earn multiple Points from more than 50 PAYBACK partners and 2 PAYBACK Points from American Express PAYBACK Credit Card for every Rs. 100 spent
Milestone Benefits: Avail Flipkart vouchers worth Rs. 7,000 on spending Rs. 2.5 Lakh in a Card-membership year. Earn a Flipkart voucher worth Rs 2,000 on spending Rs. 1.25 Lakh in a Card-membership year. Additionally, earn a Flipkart voucher worth Rs. 5,000 on spending Rs. 2.5 Lakh in a Card-membership year
Earn 2 PAYBACK Points for every Rs. 100 spent except for spend on Fuel, Insurance, Utilities, Cash Transactions and EMI conversion at Point of Sale. Boost the PAYBACK Points while shopping at over 50 PAYBACK partner brands
The NEW American Express PAYBACK Credit Card provides a range of other exciting offers and privileges too. Other exciting offers are available on Fuel, Dining, Limited liability for card loss, Contactless Payment

Pros

* Win an Amazon e-gift voucher

* Buy-one-get-one-free movie tickets on Saturdays

* Insurance benefits  

Cons

* No golf/coaching sessions

* No fuel benefits

Pros