HSBC Cashback Credit Card vs HDFC Regalia Credit Card
Joining Fees
₹999
₹2,500
Editor's Rating
3.1
4
Key Features
- Make transactions of a minimum of Rs. 10000 within first 30 days to avail Amazon vouchers (worth Rs. 1000)
- Win an Amazon e-gift voucher- Complete the online credit card application and Video KYC to win Amazon e-gift voucher (worth Rs. 250)
- Annual membership fees Rs. 999 (will be reversed if total annual spend exceeds Rs. 200,000
- 10% accelerated cashback on all dining, food delivery and grocery spends
- 1.5% unlimited cashback on all other spends (exclusions apply)
- 4 complimentary domestic lounge visits per year (1 per quarter)
- Buy-one-get-one-free movie tickets on Saturdays (Up to Rs 250)
- Zero liability for lost cards
- Insurance benefits
- Airport Lounge Access within and outside India
- Experience unique delicacies through Good Food Trail dining program at premium restaurants across top cities.
- On retail spends including Insurance, Utilities, Education and Rent Pay, earn 4 reward points on Rs. 150.
- Earn additional 5,000 Reward Points when achieving annual spends of Rs. 8 lakhs.
- Emergency overseas hospitalization up to Rs. 15 lakhs in case of emergency
Editor's Review
Pros
* Win an Amazon e-gift voucher
* Buy-one-get-one-free movie tickets on Saturdays
* Insurance benefits
Cons
* No golf/coaching sessions
* No fuel benefits
Pros
- Earn 10,000 Reward Points when achieving annual spends of Rs. 5 lakhs.
- Accidental air death cover worth Rs. 1 Crore
- Fuel Surcharge Waiver
Cons
- Slightly high Annual Fee
- No golf/coaching sessions
