HSBC Cashback Credit Card vs Axis Bank Signature Credit Card with Lifestyle Benefits

Joining Fees

₹999

₹5,000

Editor's Rating

3.1

4

Key Features

  • 10% cashback on all dining, food delivery and grocery spends
  • Unlimited cashback on all your transactions
  • Get 1.5% cashback on all online spends and 1% on all other spends
  • 20% off on Swiggy orders above Rs. 400. (Discount up to Rs. 100, valid once per month per user)
  • Amazon vouchers worth Rs. 1000 on spending Rs. 10,000 within 30 days of issuance, 1.5% cashback on all online spend, and 1% on all other spends
  • Cashback is available on Instant EMI and Convenient EMI options that allow you to pay credit card dues in EMIs such as Balance Transfer on EMI, Cash-on-EMI
  • Up to a 15% discount at over 1,000 restaurants across major cities
  • If Signature Credit card with Lifestyle Benefits is obtained by invitation then the joining fee is Rs. 3000
  • Annual fee waived upon spending Rs. 3 lakh in the preceding year
  • 50% cashback on movie tickets purchased through BookMyShow
  • Flexible Spending Limit
  • Visa Offers Complimentary Airport Lounge Access within India 
  • Complimentary Priority Pass membership
  • On transactions over Rs. 2500, convert the purchases into EMIs
  • Avail up to Rs. 2.5 crore for Air Accident Cover
  • Get 15% off on dining bills at partnered restaurants in India 
  • Avail Fuel Surcharge Waiver that’s valid on transactions between Rs. 400 and Rs. 4000
  • Get 10 Reward Points per Rs. 200 spent domestically
  • Get 20 Reward Points on every Rs. 200 spent internationally on 
  • On the first online transaction get 100 Points 

Editor's Review

Pros

  • Zero Joining Fees
  • Annual Membership Fees of Rs. 750 will be reversed if your total annual spend exceeds Rs. 100,000
  • Insurance benefits

Cons

  • No Golf/coaching sessions

Pros

  • Avail Gift Vouchers from top brands
  • Earn 10/20 points for every Rs. 200 spent on Domestic/International spends
  • Obtain Air Accident Insurance Cover 

Cons       

 

  • The joining fee is Rs. 5000, which's higher than Axis Bank Privilege Credit Card

 

 


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