HSBC Cashback Credit Card vs Kotak Corporate Wealth Signature Credit Card

HSBC Cashback Credit Card
HSBC Cashback Credit Card
HSBC Bank · Visa
3.1
₹999 / Joining Fees
Apply Now →
VS
Kotak Corporate Wealth Signature Credit Card
Kotak Corporate Wealth Signature Credit Card
Kotak Mahindra Bank · Visa
4
₹0 / Joining Fees
Apply Now →
Fees
HSBC Bank
Kotak Mahindra Bank
Joining Fees
₹999
₹0
Renewal Fees
₹999
₹0
Network
Visa
Visa
Editor's Review
3.1
4
Free Lounge Access
Yes
Yes
Features
HSBC Cashback Credit Card
  • Make transactions of a minimum of Rs. 10000 within first 30 days to avail Amazon vouchers (worth Rs. 1000)
  • Win an Amazon e-gift voucher- Complete the online credit card application and Video KYC to win Amazon e-gift voucher (worth Rs. 250)
  • Annual membership fees Rs. 999 (will be reversed if total annual spend exceeds Rs. 200,000
  • 10% accelerated cashback on all dining, food delivery and grocery spends
  • 1.5% unlimited cashback on all other spends (exclusions apply)
  • 4 complimentary domestic lounge visits per year (1 per quarter)
  • Buy-one-get-one-free movie tickets on Saturdays (Up to Rs 250)
  • Zero liability for lost cards
  • Insurance benefits
Kotak Corporate Wealth Signature Credit Card
  • Get higher cash-backs while using the card
  • Hassle-free spendings
  • Fuel/Railway Surcharge Waiver
  • Redeem points without any hassle 
Editor's Review
HSBC Cashback Credit Card

Pros

* Win an Amazon e-gift voucher

* Buy-one-get-one-free movie tickets on Saturdays

* Insurance benefits 


Cons

* No golf/coaching sessions

* No fuel benefits

Kotak Corporate Wealth Signature Credit Card

Pros

  • Use Kotak Corporate Wealth Signature Credit Card to get a high cashback amount
  • Interest-free funds for up to a period of 48 days, similar to an overdraft facility on Credit Cards
  • Exclusive access to Domestic Airport Lounges twice in every quarter

Cons

  • No Golf Privileges 
  • No Concierge Services 

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