HSBC Cashback Credit Card vs ICICI Bank MakeMyTrip Signature Credit Card

HSBC Cashback Credit Card
HSBC Cashback Credit Card
HSBC Bank · Visa
3.1
₹999 / Joining Fees
Apply Now →
VS
ICICI Bank MakeMyTrip Signature Credit Card
ICICI Bank MakeMyTrip Signature Credit Card
ICICI Bank · Visa
3.5
₹2,500 / Joining Fees
Apply Now →
Fees
HSBC Bank
ICICI Bank
Joining Fees
₹999
₹2,500
Renewal Fees
₹999
₹0
Network
Visa
Visa
Editor's Review
3.1
3.5
Free Lounge Access
Yes
Yes
Features
HSBC Cashback Credit Card
  • Make transactions of a minimum of Rs. 10000 within first 30 days to avail Amazon vouchers (worth Rs. 1000)
  • Win an Amazon e-gift voucher- Complete the online credit card application and Video KYC to win Amazon e-gift voucher (worth Rs. 250)
  • Annual membership fees Rs. 999 (will be reversed if total annual spend exceeds Rs. 200,000
  • 10% accelerated cashback on all dining, food delivery and grocery spends
  • 1.5% unlimited cashback on all other spends (exclusions apply)
  • 4 complimentary domestic lounge visits per year (1 per quarter)
  • Buy-one-get-one-free movie tickets on Saturdays (Up to Rs 250)
  • Zero liability for lost cards
  • Insurance benefits
ICICI Bank MakeMyTrip Signature Credit Card
  • 1 complimentary access to international airport lounges with Dreamfolks membership card
  • 2 complimentary airport lounge access per quarter
  • 1 complimentary railway lounge access in a quarter to participating lounges in India
  • BookMyShow and Inox: Get 25% discount, maximum up to Rs. 150, on purchase of minimum two tickets per transaction. Do note this offer can be availed twice in a month on BookMyShow and Inox individually
  • Chip and PIN security
  • 1% fuel surcharge waiver on fuel transactions of up to Rs. 4000 at HPCL pumps
  • Complimentary enrollment into the MMTBLACK program that provides following benefits:

A. Exclusive offers, MyCash, and lots more for the future bookings on MakeMyTrip

B. MMTBLACK members can use MyCash to make bookings at MakeMyTrip

C. The MyCash earned via MMTBLACK program is valid for 90 days

D. MyCash = 100% usable MakeMyTrip Cash

Please Note: With effect from Apr 15, 2024 the MMTBLACK Exclusive membership has been replaced with the MMTBLACK Platinum membership. This will be valid for 12 months from date of issuance. Members of the MMTBLACK Platinum membership will avail the following benefits:

A. 0.75% off on Flight bookings | 1.5% off on Hotel / Holiday bookings

B. Benefits on select hotels:

1. Additional discount of 10% & Above

2. Guaranteed Room Upgrade/ Meal Upgrade/ Hotel Credit

3. FLAT 20% OFF on F&B/SPA

4. 24 X 7 customer support

C. 50% OFF on Ancillaries – Zero Cancellation, Meal, Date Change, Fast Forward

D. Two vouchers worth Rs. 10,000 each on booking a holiday package worth Rs 1.5 lakh+

  • Enjoy exclusive MMT cabs benefit
Editor's Review
HSBC Cashback Credit Card

Pros

* Win an Amazon e-gift voucher

* Buy-one-get-one-free movie tickets on Saturdays

* Insurance benefits 


Cons

* No golf/coaching sessions

* No fuel benefits

ICICI Bank MakeMyTrip Signature Credit Card

Pros

  • Complimentary International and Domestic Airport Lounge access and Domestic Railway Lounge access
  • Get a complimentary MMTDOUBLEBLACK membership and enjoy free flights and no fees on hotel cancellations
  • 1% fuel surcharge waiver can be availed on fuel transactions at HPCL pumps

Cons

  • The MakeMyTrip™ ICICI Bank Signature Credit Card does not provide much of reward points on shopping – a feature that would have been appreciated to see in this economical credit card 
  • No Golf/coaching sessions

To apply for ICICI Bank Credit Cards please click here

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