HDFC Pixel Go Credit Card vs Flipkart Axis Bank Credit Card

• Joining benefits: Avail a joining fee waiver by spending Rs. 10,000 within 90 days of issuance
• In a year, spend Rs. 50,000 or more before the Credit Card's renewal date and get the renewal fee waived off
• Hassle-free, one-click instant conversion of the PIXEL Go credit card outstanding balance to EMIs from the PayZapp
• Zero lost card liability 
• Interest Free Credit Period: Get up to 50 days of interest free credit period from the date of purchase 
• Revolving Credit is available at a nominal interest rate
• Avail up to 25% off on all restaurant bill payments via Swiggy Dineout. Choose from 20000 + restaurants, and the offer is inclusive of Restaurant and Swiggy Discount. It is valid only on payments done via the Swiggy App
• 1% unlimited cashback on all eligible transactions
• When accumulation of 500 PIXEL CashPoints is reached, redeem them easily to the PayZapp Wallet and use them to purchase your choice of brand vouchers within PayZapp digitally. Pixel CashPoints are valid for 2 years from the date of accumulation
• Get 1% fuel surcharge waiver at all fuel stations in India on minimum transaction of Rs. 400 and maximum transaction of Rs. 5,000

• Annual fee will be waived off on annual spends greater than Rs. 3,50,000
• Welcome Benefits: Rs. 350 worth of activation benefits , get Flipkart voucher worth Rs. 250 on making first transaction, 50% off (up to Rs. 100) on Swiggy food orders for first time Swiggy users
• Get 7.5% cashback on Myntra spends
• Get 5% cashback on Flipkart and Cleartrip spends
• Get unlimited 4% Cashback on Preferred Merchants
• Get unlimited 1% Cashback on other eligible categories
• 1% fuel surcharge waiver on all fuel transactions in India. This is applicable on transactions between Rs. 400 to Rs. 4000
• On any transaction over Rs. 2,500, convert the purchases into EMI
• Indulge in delectable cuisines up to 15% off, up to Rs. 500, at partnered restaurants in India
• On Wednesdays, receive the following offers:
  A. Instant savings of up to 15% on flights and hotels via Makemytrip
  B. 10% off on orders via Swiggy
  C. 10% off up to Rs. 1000 on Tira

Pros

• In a year, spend Rs. 50,000 or more before the Credit Card's renewal date and get the renewal fee waived off
• Shop Now and Pay in Parts with flexible low cost EMIs
• Up to 25% discount on partner restaurants via Swiggy Dineout

Cons

• No Golf benefits
• No airport lounge access
• No rewards as such

Pros

• Unlimited Cashback
• 7.5% cashback on Myntra
• Unlimited cashback on partner merchants

Cons

• Low cashback on non-accelerated categories
• Not suitable for customers seeking benefits on offline shopping or non-brand benefits
• High annual fee waiver condition for an entry-level card
• No complimentary lounge access benefits