HDFC Pixel Go Credit Card vs SBI Cashback credit card

• Joining benefits: Avail a joining fee waiver by spending Rs. 10,000 within 90 days of issuance
• In a year, spend Rs. 50,000 or more before the Credit Card's renewal date and get the renewal fee waived off
• Hassle-free, one-click instant conversion of the PIXEL Go credit card outstanding balance to EMIs from the PayZapp
• Zero lost card liability 
• Interest Free Credit Period: Get up to 50 days of interest free credit period from the date of purchase 
• Revolving Credit is available at a nominal interest rate
• Avail up to 25% off on all restaurant bill payments via Swiggy Dineout. Choose from 20000 + restaurants, and the offer is inclusive of Restaurant and Swiggy Discount. It is valid only on payments done via the Swiggy App
• 1% unlimited cashback on all eligible transactions
• When accumulation of 500 PIXEL CashPoints is reached, redeem them easily to the PayZapp Wallet and use them to purchase your choice of brand vouchers within PayZapp digitally. Pixel CashPoints are valid for 2 years from the date of accumulation
• Get 1% fuel surcharge waiver at all fuel stations in India on minimum transaction of Rs. 400 and maximum transaction of Rs. 5,000

• Get 5% Cashback on online spends without any merchant restriction
• Get 1% Cashback on offline spends
• The Card Cashback will be auto-credited to the SBI Card account within two working days of the next statement generation
• The reversal of Renewal Fee will occur on annual spends of Rs. 2 Lakh
• Avail 1% Fuel Surcharge Waiver across all petrol pumps in India. This is applicable on transactions between Rs. 500 and Rs. 3,000, exclusive of GST and other charges
• CASHBACK SBI Card can be used in over 24 million outlets across the globe, including 3,25,000 outlets in India
• Use the card to make payments at any outlet that accepts VISA
• Withdraw cash from over 1 million VISA across the globe
• Pay electricity, telephone, mobile and other utility bills using the Easy Bill Pay facility
• Save money while paying credit card dues
• Transfer the outstanding balance of other banks’ credit cards to CASHBACK SBI Card, to avail a lower rate of interest and pay back in EMIs

Pros

• In a year, spend Rs. 50,000 or more before the Credit Card's renewal date and get the renewal fee waived off
• Shop Now and Pay in Parts with flexible low cost EMIs
• Up to 25% discount on partner restaurants via Swiggy Dineout

Cons

• No Golf benefits
• No airport lounge access
• No rewards as such

Pros

• 5% cashback on online spends
• 1% Fuel Surcharge Waiver across all petrol pumps in India
• Great for high spending on online merchants

Cons

• No golf benefits
• No complimentary airport lounge access
• Cashback card is not eligible for instant discount during online sales