Joining benefits: Avail a joining fee waiver by spending Rs. 10,000 within 90 days of issuance
In a year, spend Rs. 50,000 or more before the Credit Card's renewal date and get the renewal fee waived off
Hassle-free, one-click instant conversion of the PIXEL Go credit card outstanding balance to EMIs from the PayZapp
Zero lost card liability
Interest Free Credit Period: Get up to 50 days of interest free credit period from the date of purchase
Revolving Credit is available at a nominal interest rate
Avail up to 25% off on all restaurant bill payments via Swiggy Dineout. Choose from 20000 + restaurants, and the offer is inclusive of Restaurant and Swiggy Discount. It is valid only on payments done via the Swiggy App
1% unlimited cashback on all eligible transactions
When accumulation of 500 PIXEL CashPoints is reached, redeem them easily to the PayZapp Wallet and use them to purchase your choice of brand vouchers within PayZapp digitally. Pixel CashPoints are valid for 2 years from the date of accumulation
Get 1% fuel surcharge waiver at all fuel stations in India on minimum transaction of Rs. 400 and maximum transaction of Rs. 5,000
Avail 5% Cashback on purchases on Paytm [Recharge + Utility + Travel + Movies + Mini App]
Avail 3% Cashback on Accelerated Categories such as Swiggy, AJIO, Big Basket & Uber
Get 1% Cashback on all other retail transactions
Obtain up to 50 days of interest free credit
Get up to 4 complimentary add-on cards
Utility Bill Payments: By registering the Credit Card with SmartPay, HDFC Bank's Utility Bill payment service, you can be ensured that all your utility bills will be paid on time easily and conveniently
If your card is lost, by reporting it immediately to the bank's 24-hour call centre, you will have zero liability for any fraudulent transactions made on your card
8 Complimentary access to Domestic Airport Lounges in India in a calendar year
Get a 1% fuel surcharge waived on fuel transactions. This is applicable on minimum transactions of Rs. 400 and maximum transactions of Rs. 5,000
Milestone Benefit: Avail Gift Vouchers worth Rs.500 upon spending Rs. 50,000 every Calendar Quarter
The Paytm HDFC Bank Select Credit Card is designed to allow contactless payments
Avail up to 20% discount on partner restaurants through Dineout
Editor's Review
Pros
In a year, spend Rs. 50,000 or more before the Credit Card's renewal date and get the renewal fee waived off
Shop Now and Pay in Parts with flexible low cost EMIs
Up to 25% discount on partner restaurants via Swiggy Dineout
Cons
No Golf benefits
No airport lounge access
No rewards as such
Pros
5% Cashback on purchases on Paytm [Recharge + Utility + Travel + Movies + Mini App]
Avail 3% Cashback on Accelerated Categories such as Swiggy, AJIO, Big Basket & Uber
8 Complimentary access to Domestic Airport Lounges in India in a calendar year