Paytm HDFC Bank Select Credit Card vs Axis Bank Ace Credit Card
Joining Fees
₹1,000
₹499
Editor's Rating
3.75
4.4
Key Features
- Avail 5% Cashback on purchases on Paytm [Recharge + Utility + Travel + Movies + Mini App]
- Avail 3% Cashback on Accelerated Categories such as Swiggy, AJIO, Big Basket & Uber
- Get 1% Cashback on all other retail transactions
- Obtain up to 50 days of interest free credit
- Get up to 4 complimentary add-on cards
- Utility Bill Payments: By registering the Credit Card with SmartPay, HDFC Bank's Utility Bill payment service, you can be ensured that all your utility bills will be paid on time easily and conveniently
- If your card is lost, by reporting it immediately to the bank's 24-hour call centre, you will have zero liability for any fraudulent transactions made on your card
- 8 Complimentary access to Domestic Airport Lounges in India in a calendar year
- Get a 1% fuel surcharge waived on fuel transactions. This is applicable on minimum transactions of Rs. 400 and maximum transactions of Rs. 5,000
- Milestone Benefit: Avail Gift Vouchers worth Rs.500 upon spending Rs. 50,000 every Calendar Quarter
- The Paytm HDFC Bank Select Credit Card is designed to allow contactless payments
- Avail up to 20% discount on partner restaurants through Dineout
- Spend Rs. 2 lakh or more in a year to avail the annual fee waiver
- Get 5% cashback on bill payments, DTH recharge, and mobile recharges on Google Pay
- Get 4% cashback on Ola, Zomato, and Swiggy
- Get 1.5% cashback on all other spends
- 4 complimentary domestic airport lounge access per calendar year
- Avail a 1% fuel surcharge waiver on fuel purchases at all fuel stations in India. This is valid on transactions between Rs. 400 to Rs. 4000
- Get up to 15% off at 4000+ partnered restaurants in India
- Easily convert transactions of Rs. 2,500 or more into EMI
Editor's Review
Pros
- 5% Cashback on purchases on Paytm [Recharge + Utility + Travel + Movies + Mini App]
- Avail 3% Cashback on Accelerated Categories such as Swiggy, AJIO, Big Basket & Uber
- 8 Complimentary access to Domestic Airport Lounges in India in a calendar year
Cons
- No rewards as such
- Get 1% Cashback on all other retail transactions
- Milestone benefits could have been made better
Pros
- Get 5% cashback on bill payments, DTH recharge, and mobile recharges on Google Pay, and 4% cashback on Ola, Zomato, and Swiggy
- Get 1.5% cashback on all other spends
- 4 complimentary domestic airport lounge access per calendar year
Cons
- No rewards benefits
- No golf and movie benefits
- No international lounge access
