Paytm HDFC Bank Select Credit Card vs Axis Bank Signature Credit Card with Lifestyle Benefits
Joining Fees
₹1,000
₹5,000
Editor's Rating
3.75
4
Key Features
- Avail 5% Cashback on purchases on Paytm [Recharge + Utility + Travel + Movies + Mini App]
- Avail 3% Cashback on Accelerated Categories such as Swiggy, AJIO, Big Basket & Uber
- Get 1% Cashback on all other retail transactions
- Obtain up to 50 days of interest free credit
- Get up to 4 complimentary add-on cards
- Utility Bill Payments: By registering the Credit Card with SmartPay, HDFC Bank's Utility Bill payment service, you can be ensured that all your utility bills will be paid on time easily and conveniently
- If your card is lost, by reporting it immediately to the bank's 24-hour call centre, you will have zero liability for any fraudulent transactions made on your card
- 8 Complimentary access to Domestic Airport Lounges in India in a calendar year
- Get a 1% fuel surcharge waived on fuel transactions. This is applicable on minimum transactions of Rs. 400 and maximum transactions of Rs. 5,000
- Milestone Benefit: Avail Gift Vouchers worth Rs.500 upon spending Rs. 50,000 every Calendar Quarter
- The Paytm HDFC Bank Select Credit Card is designed to allow contactless payments
- Avail up to 20% discount on partner restaurants through Dineout
- Based on your spending patterns and payment behaviours over a period of time, the unique flexible spending limit will allow you to spend over and above the assigned credit card limit at no additional charge
- From second year onwards, Annual Fee Rs. 3000 will be waived on the achievement of spends threshold of Rs. 3 Lakhs in the preceding year
- On any transactions above Rs. 2500, contact the bank to convert it into EMIs
- Air Accident Cover up to Rs. 2,50,00,000
- Purchase Protection up to Rs. 1,00,000
- Loss Travel Document cover/Delay of check-in baggage cover up to 300 USD
- Complimentary access to airport lounges in India
- With Priority Pass access over 700 VIP lounges in over 90 countries and 275 cities. Only the membership to the Priority Pass Program is complimentary
- 50% Cashback on movie tickets purchased through BookMyShow. Maximum Cashback in a calendar year is limited to Rs. 2000
- Discover unique delectable cuisines with Axis Bank Dining Delights that offers 15% off at partnered restaurants in India
- Fuel surcharge refund valid on transactions between Rs. 400 and Rs. 4000 only. Maximum benefits up to Rs. 400 per month
- Earn EDGE REWARD points for transactions and use them to redeem from 500+ rewards and offers
- Earn 10 points on Domestic spends for every Rs. 200
- Earn 20 points on International spends for every Rs. 200
- 100 points on the first online transaction
Editor's Review
Pros
- 5% Cashback on purchases on Paytm [Recharge + Utility + Travel + Movies + Mini App]
- Avail 3% Cashback on Accelerated Categories such as Swiggy, AJIO, Big Basket & Uber
- 8 Complimentary access to Domestic Airport Lounges in India in a calendar year
Cons
- No rewards as such
- Get 1% Cashback on all other retail transactions
- Milestone benefits could have been made better
Pros
- Avail Gift Vouchers from top brands
- Earn 10/20 points for every Rs. 200 spent on Domestic/International spends
- Obtain Air Accident Insurance Cover
Cons
- The joining fee is Rs. 5000, which's higher than Axis Bank Privilege Credit Card
