Paytm HDFC Bank Select Credit Card - HDFC Bank Cards
Category
travel,fuel,cashback
Fintra's Rating
3.75/5
Paytm HDFC Bank Select Credit Card Key Features
| Joining Fees | ₹1,000 |
| Renewal Fees | ₹1,000 |
| Free Lounge Access | Yes |
| Fuel Surcharge Waiver | Yes |
| Bank | HDFC Bank |
| Network | Visa |
Interest Charges: Up to 3.75% per month, accounting to 45.0% per annum
Upon spending Rs. 50,000 within the first 90 days, the first year's annual membership fee will be waived
Renewal Offer: The Renewal Year Fee will be waived if you spend Rs. 1,50,000 within 12 months
Paytm HDFC Bank Select Credit Card FeesWelcome Benefit includes getting Paytm First Membership- Paytm First is a premium subscription-based rewards and loyalty program designed for Paytm users. It offers exclusive benefits that go beyond the regular offers. As a Paytm First member, you will enjoy a wide range of exclusive benefits from leading partnered brands. To avail these benefits, you need to make at least one transaction of Rs. 100 or more
Paytm HDFC Bank Select Credit Card Welcome Offers- Avail 5% Cashback on purchases on Paytm [Recharge + Utility + Travel + Movies + Mini App]
- Avail 3% Cashback on Accelerated Categories such as Swiggy, AJIO, Big Basket & Uber
- Get 1% Cashback on all other retail transactions
- Obtain up to 50 days of interest free credit
- Get up to 4 complimentary add-on cards
- Utility Bill Payments: By registering the Credit Card with SmartPay, HDFC Bank's Utility Bill payment service, you can be ensured that all your utility bills will be paid on time easily and conveniently
- If your card is lost, by reporting it immediately to the bank's 24-hour call centre, you will have zero liability for any fraudulent transactions made on your card
- 8 Complimentary access to Domestic Airport Lounges in India in a calendar year
- Get a 1% fuel surcharge waived on fuel transactions. This is applicable on minimum transactions of Rs. 400 and maximum transactions of Rs. 5,000
- Milestone Benefit: Avail Gift Vouchers worth Rs.500 upon spending Rs. 50,000 every Calendar Quarter
- The Paytm HDFC Bank Select Credit Card is designed to allow contactless payments
- Avail up to 20% discount on partner restaurants through Dineout
Pros
- 5% Cashback on purchases on Paytm [Recharge + Utility + Travel + Movies + Mini App]
- Avail 3% Cashback on Accelerated Categories such as Swiggy, AJIO, Big Basket & Uber
- 8 Complimentary access to Domestic Airport Lounges in India in a calendar year
Cons
- No rewards as such
- Get 1% Cashback on all other retail transactions
- Milestone benefits could have been made better
