Joining benefits: Avail a joining fee waiver by spending Rs. 10,000 within 90 days of issuance
In a year, spend Rs. 50,000 or more before the Credit Card's renewal date and get the renewal fee waived off
Hassle-free, one-click instant conversion of the PIXEL Go credit card outstanding balance to EMIs from the PayZapp
Zero lost card liability
Interest Free Credit Period: Get up to 50 days of interest free credit period from the date of purchase
Revolving Credit is available at a nominal interest rate
Avail up to 25% off on all restaurant bill payments via Swiggy Dineout. Choose from 20000 + restaurants, and the offer is inclusive of Restaurant and Swiggy Discount. It is valid only on payments done via the Swiggy App
1% unlimited cashback on all eligible transactions
When accumulation of 500 PIXEL CashPoints is reached, redeem them easily to the PayZapp Wallet and use them to purchase your choice of brand vouchers within PayZapp digitally. Pixel CashPoints are valid for 2 years from the date of accumulation
Get 1% fuel surcharge waiver at all fuel stations in India on minimum transaction of Rs. 400 and maximum transaction of Rs. 5,000
Earn 1 reward point on every spend of Rs. 150 and above
Redeem points for cashback
Get a gift voucher worth Rs. 1000 on annual spends of Rs. 90,000 and higher
Get a welcome and renewal benefit of 500 reward points on fee realization
Earn 25X reward points on your birthday spends
10X reward points on PayZapp & SmartBuy spends
Earn 5X reward points for spends on dining/ movies/ groceries/ railways/ taxis
If annual spends are below Rs. 50,000, renew the card for a nominal fee of Rs. 500
Fuel fee waiver of 1%, capped at Rs. 250 per statement cycle (Applicable on minimum transaction of Rs.400 and maximum of Rs.5,000 ) GST will be applicable
Enjoy safe and secure transactions with chip-enabled cards
Zero liability on the lost card if reported immediately
HDFC Bank Freedom Credit Card has been enabled for contactless payments, hence, enjoy doing fast, convenient and secure payments at retail outlets.
Spend Rs. 50,000 in a year and get a waiver of next year’s annual membership
Obtain up to 3 add on credit cards for free
Editor's Review
Pros
In a year, spend Rs. 50,000 or more before the Credit Card's renewal date and get the renewal fee waived off
Shop Now and Pay in Parts with flexible low cost EMIs
Up to 25% discount on partner restaurants via Swiggy Dineout
Cons
No Golf benefits
No airport lounge access
No rewards as such
Pros
Spend Rs. 50,000 in a year and get a waiver of next year’s annual membership
Pay only 1.99% interest per month if card is issued against fixed deposit
Zero liability on lost card if reported immediately