HDFC Bank Freedom Credit Card vs Axis Bank My Wings Credit Card

Joining Fees

₹500

₹1,200

Editor's Rating

3

3.3

Key Features

  • Redeem points for cash back
  • Avail gift voucher worth Rs. 1000 on annual spends of Rs. 90,000 and higher
  • Get a welcome and renewal benefit of 500 reward points on fee realization
  • On birthday spends, earn 25X reward points
  • Earn 5X reward points for spends on dining/ movies/ groceries/ railways/ taxis
  • Redeem complimentary flight tickets: Redeem 2 complimentary base fare flight tickets     
  • Dining Delights- Minimum 15% off on partner restaurants in India 
  • On any transaction over Rs. 2,500 contact the bank and convert the big credit card purchase into EMIs
  • Avail hotel and holiday vouchers 

Editor's Review

Pros

  • Spend Rs. 50,000 in a year and get a waiver of next year’s annual membership
  • Pay only 1.99% interest per month if card is issued against fixed deposit
  • Zero liability on lost card if reported immediately

Cons

  • No golf/coaching sessions
  • No complimentary Airport Lounge access

Pros

  • Complimentary Airport Lounge access within India 
  • Avail up to 20% cashback on bare fare domestic flight bookings
  • Avail Rs. 25 off when booking tickets with this Credit Card on 

Cons

  • No Golf Privileges 


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