HDFC Bank Freedom Credit Card - HDFC Bank Cards
Category
rewards,cashback
Fintra's Rating
3/5
HDFC Bank Freedom Credit Card Key Features
| Joining Fees | ₹500 |
| Renewal Fees | ₹500 |
| Free Lounge Access | No |
| Fuel Surcharge Waiver | Yes |
| Bank | HDFC Bank |
| Network | Mastercard |
- Joining fee will be disclosed at the time of joining
- Interest Charges: Up to 3.49% per month, accounting to 41.88% per annum. Pay only 1.99% interest per month if the card is issued against fixed deposit
HDFC Bank Freedom Credit Card's Welcome benefit includes earning of 500 Reward points upon joining & renewal benefits of 500 Reward point is applicable only on payment of membership fee and not applicable when the fees is waived off.
HDFC Bank Freedom Credit Card Welcome Offers- Redeem points for cash back
- Avail gift voucher worth Rs. 1000 on annual spends of Rs. 90,000 and higher
- Get a welcome and renewal benefit of 500 reward points on fee realization
- On birthday spends, earn 25X reward points
- Earn 5X reward points for spends on dining/ movies/ groceries/ railways/ taxis
Pros
- Spend Rs. 50,000 in a year and get a waiver of next year’s annual membership
- Pay only 1.99% interest per month if card is issued against fixed deposit
- Zero liability on lost card if reported immediately
Cons
- No golf/coaching sessions
- No complimentary Airport Lounge access
