HDFC Bank Freedom Credit Card vs Kotak Corporate Wealth Signature Credit Card
Joining Fees
₹500
₹0
Editor's Rating
3
4
Key Features
- Redeem points for cash back
- Avail gift voucher worth Rs. 1000 on annual spends of Rs. 90,000 and higher
- Get a welcome and renewal benefit of 500 reward points on fee realization
- On birthday spends, earn 25X reward points
- Earn 5X reward points for spends on dining/ movies/ groceries/ railways/ taxis
- Get higher cash-backs while using the card
- Hassle-free spendings
- Fuel/Railway Surcharge Waiver
- Redeem points without any hassle
Editor's Review
Pros
- Spend Rs. 50,000 in a year and get a waiver of next year’s annual membership
- Pay only 1.99% interest per month if card is issued against fixed deposit
- Zero liability on lost card if reported immediately
Cons
- No golf/coaching sessions
- No complimentary Airport Lounge access
Pros
- Use Kotak Corporate Wealth Signature Credit Card to get a high cashback amount
- Interest-free funds for up to a period of 48 days, similar to an overdraft facility on Credit Cards
- Exclusive access to Domestic Airport Lounges twice in every quarter
Cons
- No Golf Privileges
- No Concierge Services
