HDFC Bank Freedom Credit Card vs Kotak Corporate Wealth Signature Credit Card
Joining Fees
₹500
₹0
Editor's Rating
3
4
Key Features
- Earn 1 reward point on every spend of Rs. 150 and above
- Redeem points for cashback
- Get a gift voucher worth Rs. 1000 on annual spends of Rs. 90,000 and higher
- Get a welcome and renewal benefit of 500 reward points on fee realization
- Earn 25X reward points on your birthday spends
- 10X reward points on PayZapp & SmartBuy spends
- Earn 5X reward points for spends on dining/ movies/ groceries/ railways/ taxis
- If annual spends are below Rs. 50,000, renew the card for a nominal fee of Rs. 500
- Fuel fee waiver of 1%, capped at Rs. 250 per statement cycle (Applicable on minimum transaction of Rs.400 and maximum of Rs.5,000 ) GST will be applicable
- Enjoy safe and secure transactions with chip-enabled cards
- Zero liability on the lost card if reported immediately
- HDFC Bank Freedom Credit Card has been enabled for contactless payments, hence, enjoy doing fast, convenient and secure payments at retail outlets.
- Spend Rs. 50,000 in a year and get a waiver of next year’s annual membership
- Obtain up to 3 add on credit cards for free
- Get higher cash-backs while using the card
- Hassle-free spendings
- Fuel/Railway Surcharge Waiver
- Redeem points without any hassle
Editor's Review
Pros
- Spend Rs. 50,000 in a year and get a waiver of next year’s annual membership
- Pay only 1.99% interest per month if card is issued against fixed deposit
- Zero liability on lost card if reported immediately
Cons
- No golf/coaching sessions
- No complimentary Airport Lounge access
Pros
- Use Kotak Corporate Wealth Signature Credit Card to get a high cashback amount
- Interest-free funds for up to a period of 48 days, similar to an overdraft facility on Credit Cards
- Exclusive access to Domestic Airport Lounges twice in every quarter
Cons
- No Golf Privileges
- No Concierge Services
