HDFC Bank Freedom Credit Card vs Axis Bank Neo Credit Card

• Redeem points for cash back
• Avail gift voucher worth Rs. 1000 on annual spends of Rs. 90,000 and higher
• Get a welcome and renewal benefit of 500 reward points on fee realization
• On birthday spends, earn 25X reward points
• Earn 5X reward points for spends on dining/ movies/ groceries/ railways/ taxis

• Avail 40% off on food delivery at Zomato
• 5% off on utility bill payments via Amazon Pay
• 10% off on Blinkit- Up to Rs. 250 off on min spends of Rs. 750
• 10% off every time you shop at Myntra on minimum purchase value of Rs. 500
• 10% off on every purchase of movie ticket on BookMyShow
• Indulge in delightful cuisine with Axis Bank Dining Delights as it offers minimum 15% off at partnered restaurants across India
• Stay protected with Zero Lost Card Liability
• Convert purchases to EMI on transactions of Rs. 2500   
• Get EDGE REWARDS points for transactions and use these points to redeem 500+ rewards and offers
• Avail 1 point on every Rs. 200 spent
• Get 100% cashback up to Rs. 300 on first utility bill payment within first 30 days of card issuance
• Fuel transaction surcharge - 1% of transaction amount

Pros

• Spend Rs. 50,000 in a year and get a waiver of next year’s annual membership
• Pay only 1.99% interest per month if card is issued against fixed deposit
• Zero liability on lost card if reported immediately

Cons

• No golf/coaching sessions
• No complimentary Airport Lounge access

Pros

10% off every time you shop at Myntra on minimum purchase value of Rs. 500
10% off on every purchase of movie ticket on BookMyShow
Indulge in delightful cuisine with Axis Bank Dining Delights as it offers minimum 15% off at partnered restaurants across India

Cons

No Travel Benefits
No Golf/coaching sessions