Earn 1 reward point on every spend of Rs. 150 and above
Redeem points for cashback
Get a gift voucher worth Rs. 1000 on annual spends of Rs. 90,000 and higher
Get a welcome and renewal benefit of 500 reward points on fee realization
Earn 25X reward points on your birthday spends
10X reward points on PayZapp & SmartBuy spends
Earn 5X reward points for spends on dining/ movies/ groceries/ railways/ taxis
If annual spends are below Rs. 50,000, renew the card for a nominal fee of Rs. 500
Fuel fee waiver of 1%, capped at Rs. 250 per statement cycle (Applicable on minimum transaction of Rs.400 and maximum of Rs.5,000 ) GST will be applicable
Enjoy safe and secure transactions with chip-enabled cards
Zero liability on the lost card if reported immediately
HDFC Bank Freedom Credit Card has been enabled for contactless payments, hence, enjoy doing fast, convenient and secure payments at retail outlets.
Spend Rs. 50,000 in a year and get a waiver of next year’s annual membership
Obtain up to 3 add on credit cards for free
Welcome Benefits
Insurance Cover
Cash Back Offers
Concierge Services
Editor's Review
Pros
Spend Rs. 50,000 in a year and get a waiver of next year’s annual membership
Pay only 1.99% interest per month if card is issued against fixed deposit
Zero liability on lost card if reported immediately
Cons
No golf/coaching sessions
No complimentary Airport Lounge access
Pros
Avail Credit Limit up to Rs. 25 Lakhs
Earn Two Rewards points for every purchase transaction including E-commerce transaction of Rs 100. Option for Encashment of Reward Points is available, too
Get Baggage Insurance up to Rs. 25000
Avail Purchase Protection cover of Rs. 25000
Cons
No Airport Lounge Access
No Golf Privileges
More comparisions with HDFC Bank Freedom Credit Card