HDFC Bank Freedom Credit Card vs ICICI Bank Instant Platinum Credit Card
- Earn 1 reward point on every spend of Rs. 150 and above
- Redeem points for cashback
- Get a gift voucher worth Rs. 1000 on annual spends of Rs. 90,000 and higher
- Get a welcome and renewal benefit of 500 reward points on fee realization
- Earn 25X reward points on your birthday spends
- 10X reward points on PayZapp & SmartBuy spends
- Earn 5X reward points for spends on dining/ movies/ groceries/ railways/ taxis
- If annual spends are below Rs. 50,000, renew the card for a nominal fee of Rs. 500
- Fuel fee waiver of 1%, capped at Rs. 250 per statement cycle (Applicable on minimum transaction of Rs.400 and maximum of Rs.5,000 ) GST will be applicable
- Enjoy safe and secure transactions with chip-enabled cards
- Zero liability on the lost card if reported immediately
- HDFC Bank Freedom Credit Card has been enabled for contactless payments, hence, enjoy doing fast, convenient and secure payments at retail outlets.
- Spend Rs. 50,000 in a year and get a waiver of next year’s annual membership
- Obtain up to 3 add on credit cards for free
* No Joining Fee
* No Annual Fee
* Avail waiver of 2.5% fuel surcharge on fuel purchases at HPCL Petrol Pumps. This is applicable only for transaction up to Rs 4000
* Gain 2 ICICI reward points on every Rs. 100 spent. You can redeem these ICICI reward points for attractive products
* The card has built-in contactless technology
* Gain Reward points and redeem against multiple categories such as Fashion and Lifestyle, Electronics, Travel & Luggage, Health & Beauty, e-Vouchers and Home & Kitchen
* Avail 25% discount, up to Rs. 100, on purchase of minimum two tickets up to two times in a month through www.bookmyshow.com
* Earn interest on the Fixed Deposit and use the Instant Card to manage day to day liquidity – the Card has a low interest rate of just 2.49% per month
Pros
- Spend Rs. 50,000 in a year and get a waiver of next year’s annual membership
- Pay only 1.99% interest per month if card is issued against fixed deposit
- Zero liability on lost card if reported immediately
Cons
- No golf/coaching sessions
- No complimentary Airport Lounge access
Pros
- Low-interest rate
- Earn interest on Fixed Deposit and use the Instant Card to manage day to day liquidity
- Avail 25% discount up to Rs. 100 on purchase of minimum two tickets up to two times in a month through www.bookmyshow.com
Cons
- No Golf/coaching sessions
- No Complimentary Airport Lounge access
To apply for ICICI Bank Credit Cards please click here
