HDFC Pixel Go Credit Card vs HDFC Bank MoneyBack+ Credit Card
Joining Fees
₹250
₹500
Editor's Rating
3.2
4
Key Features
- Joining benefits: Avail a joining fee waiver by spending Rs. 10,000 within 90 days of issuance
- In a year, spend Rs. 50,000 or more before the Credit Card's renewal date and get the renewal fee waived off
- Hassle-free, one-click instant conversion of the PIXEL Go credit card outstanding balance to EMIs from the PayZapp
- Zero lost card liability
- Interest Free Credit Period: Get up to 50 days of interest free credit period from the date of purchase
- Revolving Credit is available at a nominal interest rate
- Avail up to 25% off on all restaurant bill payments via Swiggy Dineout. Choose from 20000 + restaurants, and the offer is inclusive of Restaurant and Swiggy Discount. It is valid only on payments done via the Swiggy App
- 1% unlimited cashback on all eligible transactions
- When accumulation of 500 PIXEL CashPoints is reached, redeem them easily to the PayZapp Wallet and use them to purchase your choice of brand vouchers within PayZapp digitally. Pixel CashPoints are valid for 2 years from the date of accumulation
- Get 1% fuel surcharge waiver at all fuel stations in India on minimum transaction of Rs. 400 and maximum transaction of Rs. 5,000
- Welcome/Renewal Benefit: Earn 500 Cash Points, this is applicable only on the payment of the membership fee
- Spend Rs. 50,000 or more in a year before the Credit Card renewal date and get the renewal fee waived off
- Get 10X CashPoints on Amazon, BigBasket, Flipkart, Reliance Smart SuperStore, and Swiggy
- Get 5X CashPoints on EMI spends at merchant locations
- Get 2 CashPoints per Rs. 150 spent on other spends
- Earn 500 gift voucher on spends of Rs. 50,000 per calendar quarter
- Enjoy up to 20% discount on partnered restaurants via Swiggy Dineout
- Starting from January 1st, 2023, the maximum number of reward points that can be earned each month on grocery transactions will be limited to 1,000
- For Rupay Credit Cardholders, UPI spends will earn 2 RPs for every Rs. 150 spent. The reward points are capped at 500 per calendar month
- Zero lost Card liability
- You can enjoy an interest-free period of up to 50 days from the date of your purchase
- Enjoy Revolving Credit at a nominal interest rate
- Enjoy amazing dining benefits with the Good Food Trail program
- Get up to 20% off on all restaurant bills via Swiggy Dineout (20k+ restaurants). Offer includes both restaurant and Swiggy discount. Valid only on payments via the Swiggy App
- 1% Fuel Surcharge waiver on fuel transactions between Rs. 400 and Rs. 5,000
- Quarterly Spend-based benefit: Get a Rs. 500 gift voucher every quarter on spends of over Rs. 50,000. Earn up to Rs. 2,000 worth vouchers in a year
- Convert your big spends into EMI after purchase
- The card is enabled for contactless payments
Editor's Review
Pros
- In a year, spend Rs. 50,000 or more before the Credit Card's renewal date and get the renewal fee waived off
- Shop Now and Pay in Parts with flexible low cost EMIs
- Up to 25% discount on partner restaurants via Swiggy Dineout
Cons
- No Golf benefits
- No airport lounge access
- No rewards as such
Pros
- Get 10X CashPoints on Amazon, BigBasket, Flipkart, Reliance Smart SuperStore, and Swiggy
- Get 5X CashPoints on EMI spends at merchant locations, and get 2 CashPoints per Rs. 150 spent on other spends
- Earn 500 gift voucher on spends of Rs. 50,000 per calendar quarter
Cons
- No golf benefits are provided
- No airport lounge access
