Flipkart Axis Bank Credit Card vs HDFC Regalia Credit Card
Joining Fees
₹500
₹2,500
Editor's Rating
3.7
4
Key Features
- Welcome Benefits: Rs. 600 worth of joining and activation benefits
- Welcome Benefits: Flipkart Axis Bank credit card comes with a host of welcome and activation benefits. Listed below are the brands associated with the benefits:Flipkart/Swiggy
a. Avail Rs. 500 worth Flipkart vouchers on making first transaction with the card b. Avail 50% instant discount up to Rs. 100 on first Swiggy order
- Get unlimited 5% cashback on Flipkart spends
- Get unlimited 4% Cashback on Preferred Merchants
- Get unlimited 1.5% Cashback on other eligible categories
- 4 complimentary lounge visits to select airport lounges within India per Calendar year
- 1% fuel surcharge waiver on all fuel transactions in India
- On any transaction over Rs. 2,500, convert the purchases into EMI
- Indulge in delectable cuisines up to 15% off at partnered restaurants in India
- Annual fee will be waived off on annual spends greater than Rs. 3,50,000
- Airport Lounge Access within and outside India
- Experience unique delicacies through Good Food Trail dining program at premium restaurants across top cities.
- On retail spends including Insurance, Utilities, Education and Rent Pay, earn 4 reward points on Rs. 150.
- Earn additional 5,000 Reward Points when achieving annual spends of Rs. 8 lakhs.
- Emergency overseas hospitalization up to Rs. 15 lakhs in case of emergency
Editor's Review
Pros
- Unlimited Cashback
- Complimentary Airport Lounge Access
- Card replacement fee (lost or stolen or re-issue): Waived
Cons
- Cashback will be in the form of Flipkart cash and only redeem on the Flipkart
- 3.5% foreign currency conversion fees
- No cash back on fuel spend, purchase of the gold item, EMI transaction and on gift cards
Pros
- Earn 10,000 Reward Points when achieving annual spends of Rs. 5 lakhs.
- Accidental air death cover worth Rs. 1 Crore
- Fuel Surcharge Waiver
Cons
- Slightly high Annual Fee
- No golf/coaching sessions
