HDFC Diners Club Privilege Credit Card vs Citi Prestige Credit Card
Joining Fees
₹2,500
₹20,000
Editor's Rating
4.3
4.1
Key Features
- Complimentary annual memberships availed from the following partners upon achieving annual spend milestone of Rs 5 Lakhs at the time of card anniversary- Zomato Gold, Amazon Prime, MakeMyTrip Double Black, Times Prime, BigBasket Star
- Monthly Milestone: Avail chance of complimentary choice of any one benefit amongst Ola Select or cure.fit Live 1 month membership or BookMyShow or TataCLiQ vouchers worth Rs. 500 each on spends of Rs. 40,000 in a calendar month
- Exclusive discounts at leading spas, salons, and gyms
- Complimentary golf games (2 per quarter) across the finest courses around the globe
- 24/7 Concierge Services
- Insurance Benefits
- Get benefits worth Rs. 38,000+ in the first year
- Welcome Bonus Miles worth Rs. 4,500
- Taj Group/ ITC Hotels Vouchers of Rs. 10,000
- Reward Points worth Rs. 24,000 on annual spends
Editor's Review
Pros
- Complimentary annual memberships of Amazon Prime, Zomato Gold, MMTDOUBLEBLACK, Times Prime and BigBasket Star
- 12 Complimentary Airport lounge access to 1000+ Lounges in India and globally for primary and add-on
- 4 Reward Points for every Rs. 150 spent
Cons
- No complimentary offers for movie tickets
- High Annual Fees
- No Cashback on online spends
Pros
- Never expiring reward points
- Epicure Plan of Taj InnerCircle membership
- Complimentary Priority Pass Lounge Access for Primary as well as add-on Card members
- Instantly Pay with Points at select partners
Cons
- High Annual Membership Fee of Rs. 20,000 + taxes
- High-interest rate
