Citi Prestige Credit Card - Citibank Cards

Fees

• Interest  Charges: Up to 3.50% per month, accounting to 42% per annum
• Although Joining fees is mentioned to be Rs. 20,000, the actual Fee will be communicated at the time of sourcing
• Annual Membership Fee Rs. 20,000 + taxes

Welcome Offers

• Welcome Gift of 10,000 bonus miles and benefits worth Rs. 10,000 from Taj Group or ITC Hotels, every year
• 10,000 bonus Air Miles with Partner Airlines such as Air India, Singapore Airlines, etc

Features

• Get benefits worth Rs. 38,000+ in the first year
• Welcome Bonus Miles worth Rs. 4,500
• Taj Group/ ITC Hotels Vouchers of Rs. 10,000
• Reward Points worth Rs. 24,000 on annual spends

Editor's Review

Pros

• Never expiring reward points
• Epicure Plan of Taj InnerCircle membership
• Complimentary Priority Pass Lounge Access for Primary as well as add-on Card members
• Instantly Pay with Points at select partners

Cons

• High Annual Membership Fee of Rs. 20,000 + taxes
• High-interest rate