Citi Prestige Credit Card vs ICICI Sapphiro Credit Card

Joining Fees

₹20,000

₹6,500

Editor's Rating

4.1

4.3

Key Features

  • Get benefits worth Rs. 38,000+ in the first year
  • Welcome Bonus Miles worth Rs. 4,500
  • Taj Group/ ITC Hotels Vouchers of Rs. 10,000
  • Reward Points worth Rs. 24,000 on annual spends
  • Complimentary Domestic and International Airport Lounge visits
  • Complimentary rounds of Golf every month at the Golf course
  • On dining bills, enjoy 15% savings at over 2,500+ restaurants across India through Culinary Treats Programme
  • Discover how ICICI Bank Sapphiro Credit Card can deliver savings of Rs 1,95,030 every year
  • Enjoy the unmatched advantage of complimentary DragonPass, the world’s first all-in-one Digital Airport Platform  

Editor's Review

Pros

  • Never expiring reward points
  • Epicure Plan of Taj InnerCircle membership
  • Complimentary Priority Pass Lounge Access for Primary as well as add-on Card members
  • Instantly Pay with Points at select partners

Cons

  • High Annual Membership Fee of Rs. 20,000 + taxes
  • High-interest rate

Pros

  • Buy one movie/event ticket and get up to Rs 500 off on the second ticket, twice every month, through www.bookmyshow.com
  • Redeem PAYBACK Points from many options – from movie and travel vouchers to lifestyle products, mobiles, appliances and more
  • Complimentary Domestic Airport Spa visits

Cons

  • Average Reward Rate
  • High-Interest Rate

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