Citi Prestige Credit Card vs HDFC Diners ClubMiles Credit Card

Joining Fees

₹20,000

₹1,000

Editor's Rating

4.1

4

Key Features

  • Get benefits worth Rs. 38,000+ in the first year
  • Welcome Bonus Miles worth Rs. 4,500
  • Taj Group/ ITC Hotels Vouchers of Rs. 10,000
  • Reward Points worth Rs. 24,000 on annual spends
  • Access 1000+ leading lounges across the globe with complimentary access six times a year through HDFC exclusive lounge program
  • Benefits of a concierge for all your travel needs
  • 15% discount and other benefits at some of the finest restaurants. You can select from over 1400 offers with partners across the world
  • Insurance Benefits  

Editor's Review

Pros

  • Never expiring reward points
  • Epicure Plan of Taj InnerCircle membership
  • Complimentary Priority Pass Lounge Access for Primary as well as add-on Card members
  • Instantly Pay with Points at select partners

Cons

  • High Annual Membership Fee of Rs. 20,000 + taxes
  • High-interest rate

Pros

  • 6 complimentary access to 700+ lounges worldwide annually
  • Redeem Reward Points for bookings across 150+ airlines and a wide range of hotels
  • Get air accident cover of Rs. 1 crore

Cons

  • No complimentary offers for movie tickets 
  • No Cashback on online spends 
  • No Golf Privileges 


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