Citi Prestige Credit Card vs HDFC Diners ClubMiles Credit Card
Joining Fees
₹20,000
₹1,000
Editor's Rating
4.1
4
Key Features
- Get benefits worth Rs. 38,000+ in the first year
- Welcome Bonus Miles worth Rs. 4,500
- Taj Group/ ITC Hotels Vouchers of Rs. 10,000
- Reward Points worth Rs. 24,000 on annual spends
- Access 1000+ leading lounges across the globe with complimentary access six times a year through HDFC exclusive lounge program
- Benefits of a concierge for all your travel needs
- 15% discount and other benefits at some of the finest restaurants. You can select from over 1400 offers with partners across the world
- Insurance Benefits
Editor's Review
Pros
- Never expiring reward points
- Epicure Plan of Taj InnerCircle membership
- Complimentary Priority Pass Lounge Access for Primary as well as add-on Card members
- Instantly Pay with Points at select partners
Cons
- High Annual Membership Fee of Rs. 20,000 + taxes
- High-interest rate
Pros
- 6 complimentary access to 700+ lounges worldwide annually
- Redeem Reward Points for bookings across 150+ airlines and a wide range of hotels
- Get air accident cover of Rs. 1 crore
Cons
- No complimentary offers for movie tickets
- No Cashback on online spends
- No Golf Privileges
