Citi Prestige Credit Card vs Bank of Maharashtra - SBI Platinum Credit Card
Joining Fees
₹20,000
₹2,999
Editor's Rating
4.1
2.3
Key Features
- Get benefits worth Rs. 38,000+ in the first year
- Welcome Bonus Miles worth Rs. 4,500
- Taj Group/ ITC Hotels Vouchers of Rs. 10,000
- Reward Points worth Rs. 24,000 on annual spends
- Get Welcome Gift voucher worth Rs. 3,000 from any one of the brand partners
- Spend linked gift vouchers worth Rs. 6,000
- 5X Reward Points on Dining, Departmental store and International spends
- Card Anniversary gift voucher worth Rs. 3,000
Editor's Review
Pros
- Never expiring reward points
- Epicure Plan of Taj InnerCircle membership
- Complimentary Priority Pass Lounge Access for Primary as well as add-on Card members
- Instantly Pay with Points at select partners
Cons
- High Annual Membership Fee of Rs. 20,000 + taxes
- High-interest rate
Pros
- Avail spend rewards on annual spending of Rs. 4 lakhs and 5 lakhs, each
- Receive e- Gift Voucher worth Rs. 3,000 from any of the following brands: Yatra, Hush Puppies/Bata, Westside, Shoppers Stop
- 2 complimentary Domestic Airport Lounge visits every quarter in India
Cons
- Although you’ll get a complimentary membership to the Priority Pass Program worth $99, there’s a usage fee of $27 +taxes that will be charged to Bank of Maharashtra - SBI Platinum Credit Card every time you visit an airport lounge. Moreover, only the Primary Cardholders are eligible for Priority Pass and complimentary membership will be valid for 2 years only
