Citi Prestige Credit Card vs 6E Rewards XL – Indigo HDFC Bank Credit Card
Joining Fees
₹20,000
₹1,500
Editor's Rating
4.1
3.8
Key Features
- Get benefits worth Rs. 38,000+ in the first year
- Welcome Bonus Miles worth Rs. 4,500
- Taj Group/ ITC Hotels Vouchers of Rs. 10,000
- Reward Points worth Rs. 24,000 on annual spends
- Get 5 6E Rewards per Rs. 100 Spends on flights booking on IndiGo App/Website
- Gain 3 6E Rewards per Rs. 100 Spends on Grocery, Dining and Entertainment
- Get 2 6E Rewards per Rs. 100 on all other spends
- You are entitled to 8 complimentary domestic airport lounge accesses per year, which are distributed as 2 accesses per quarter
- Discounted Convenience Fee on IndiGo tickets-Rs.150 per pax
- Exclusive Dining Privileges: Enjoy the benefits of the Good Food Trail Dining program at premium restaurants across top cities
- Markup fee of 2.5% on all foreign currency transactions
- Zero Lost card liability
- Up to 50 days of interest-free period from the date of purchase
- Enjoy Revolving Credit at a nominal interest rate
- Domestic Lounge Access – VISA / Mastercard Card: 8 Complimentary Domestic Lounge Access per calendar year (2 in a quarter)
- Mastercard Offers & Benefits: Cardholders of the 6E Rewards XL- IndiGo HDFC Bank Credit Card can enjoy exclusive offers and benefits curated by Mastercard across various categories including travel, dining, shopping and more
- Convert big spends into EMI after purchase
- The card is enabled for contactless payments
Important update: Starting 1st January 2024, earn 2% 6E Rewards for every Rs. 100 spent on fuel, with a monthly cap of 500 6E Rewards
Editor's Review
Pros
- Never expiring reward points
- Epicure Plan of Taj InnerCircle membership
- Complimentary Priority Pass Lounge Access for Primary as well as add-on Card members
- Instantly Pay with Points at select partners
Cons
- High Annual Membership Fee of Rs. 20,000 + taxes
- High-interest rate
Pros
- Get 8 complimentary domestic lounge access
- Complimentary ticket worth Rs. 3000 as a welcome benefit
- Get 5 6E Rewards per Rs. 100 Spends on flights booking on IndiGo App/Website
Cons
- No golf benefits are provided
- No international airport lounge access
