Citi Prestige Credit Card vs Axis My Zone Credit Card

Joining Fees

₹20,000

₹500

Editor's Rating

4.1

3.9

Key Features

  • Get benefits worth Rs. 38,000+ in the first year
  • Welcome Bonus Miles worth Rs. 4,500
  • Taj Group/ ITC Hotels Vouchers of Rs. 10,000
  • Reward Points worth Rs. 24,000 on annual spends
  • With MyZone Credit Card, purchase one movie ticket and get a 100% discount on the second movie ticket at Paytm Movies. The maximum discount one can get in a calendar month is Rs. 200
  • Get 40% discount on food delivery at Swiggy
  • Get flat Rs. 600 off at Ajio on a minimum spend of Rs. 2,000
  • Earn 4 EDGE REWARD Points with every Rs. 200 spent on the credit card
  • Get a complimentary SonyLiv Premium annual subscription that is worth Rs. 999 on the first spend within the first 30 days of card issuance. Customers are eligible for the SonyLiv Premium membership renewal when they spend Rs. 1.5 lakh in a card anniversary year

Editor's Review

Pros

  • Never expiring reward points
  • Epicure Plan of Taj InnerCircle membership
  • Complimentary Priority Pass Lounge Access for Primary as well as add-on Card members
  • Instantly Pay with Points at select partners

Cons

  • High Annual Membership Fee of Rs. 20,000 + taxes
  • High-interest rate

Pros

  • Get flat Rs. 600 off at Ajio on a minimum spend of Rs. 2,000
  • 1 Complimentary Airport Lounge Access
  • Get 40% discount on food delivery at Swiggy

Cons

  • No Golf/coaching sessions
  • High-interest rate


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