Citi Prestige Credit Card vs Standard Chartered EaseMyTrip Credit Card

• Get benefits worth Rs. 38,000+ in the first year
• Welcome Bonus Miles worth Rs. 4,500
• Taj Group/ ITC Hotels Vouchers of Rs. 10,000
• Reward Points worth Rs. 24,000 on annual spends

• The annual fee of Rs. 350 will break waived off on spends of Rs. 50,000 or more in the previous year
• Flat 20% instant discount on domestic and international hotel bookings. Avail max discount of Rs 5000 and Rs 10000 respectively
• Flat 10% off on domestic and international flight bookings. Get max discount of Rs 1000 and Rs 5000 respectively
• Get Rs. 125 off on bus ticket bookings on minimum ticket booking of Rs 500
• Avail 10x rewards on every Rs. 100 spent for booking tickets at standalone hotel and airline websites/apps/outlets
• 1 domestic lounge access per calendar quarter and 2 international lounge access per year
• Get 2x reward points for every Rs. 100 spent on all other category of retail spends
• Get supplementary credit card with the same benefits
• Contactless Credit Card
• Get a wide range of instant payment solutions like Samsung Secure Play and BharatQR Bharat Bill Payment Solution (BBPS)
• Enjoy the facility of Kuch Bhi on EMI option where you can convert big spends above Rs. 2,000 to easy EMI through online banking or SC Mobile. Avail attractive pricing and flexible tenure options
• Easily redeem reward points against the bank’s new online catalogue with Standard Chartered 360* Rewards
• Avail loan up to Rs. 5,00,000 on the credit card with flexible tenure from 12 to 60 months
• Transfer card balance from other bank credit cards up to Rs. 5,00,000 at attractive interest rate
• Convert entire outstanding, up to Rs. 5,00,000, in EMIs with zero processing fees

Pros

• Never expiring reward points
• Epicure Plan of Taj InnerCircle membership
• Complimentary Priority Pass Lounge Access for Primary as well as add-on Card members
• Instantly Pay with Points at select partners

Cons

• High Annual Membership Fee of Rs. 20,000 + taxes
• High-interest rate

Pros

• Flat 20% instant discount on domestic and international hotel bookings, and flat 10% off on domestic and international flight bookings
• Get Rs. 125 off on bus ticket bookings on minimum ticket booking of Rs 500
• Avail 10x rewards on every Rs. 100 spent for booking tickets at standalone hotel and airline websites/apps/outlets
• 1 domestic lounge access per calendar quarter and 2 international lounge access per year

Cons

• No Golf benefits
• No fuel benefits
• No welcome benefits