Standard Chartered EaseMyTrip Credit Card vs HDFC Bank Platinum Edge Credit Card
Joining Fees
₹350
₹0
Editor's Rating
4.5
3.5
Key Features
- The annual fee of Rs. 350 will break waived off on spends of Rs. 50,000 or more in the previous year
- Flat 20% instant discount on domestic and international hotel bookings. Avail max discount of Rs 5000 and Rs 10000 respectively
- Flat 10% off on domestic and international flight bookings. Get max discount of Rs 1000 and Rs 5000 respectively
- Get Rs. 125 off on bus ticket bookings on minimum ticket booking of Rs 500
- Avail 10x rewards on every Rs. 100 spent for booking tickets at standalone hotel and airline websites/apps/outlets
- 1 domestic lounge access per calendar quarter and 2 international lounge access per year
- Get 2x reward points for every Rs. 100 spent on all other category of retail spends
- Get supplementary credit card with the same benefits
- Contactless Credit Card
- Get a wide range of instant payment solutions like Samsung Secure Play and BharatQR Bharat Bill Payment Solution (BBPS)
- Enjoy the facility of Kuch Bhi on EMI option where you can convert big spends above Rs. 2,000 to easy EMI through online banking or SC Mobile. Avail attractive pricing and flexible tenure options
- Easily redeem reward points against the bank’s new online catalogue with Standard Chartered 360* Rewards
- Avail loan up to Rs. 5,00,000 on the credit card with flexible tenure from 12 to 60 months
- Transfer card balance from other bank credit cards up to Rs. 5,00,000 at attractive interest rate
- Convert entire outstanding, up to Rs. 5,00,000, in EMIs with zero processing fees
- Renew the credit card’s membership for free by spending Rs 50,000 in a year
- Get 2 reward points for every Rs. 150 spends
- Redeem the points as cash back (100 points = Rs. 10) and use it to pay off outstanding balance
- Redeem the reward points for exciting gifts and air miles with the exclusive MyRewards catalogue, which is the HDFC Bank Credit Card Rewards program
- Avail 50% more reward points at premium restaurants
- Get a waiver of fuel surcharge of up to Rs. 250 in every billing cycle. Save up to Rs. 1800 a year (assuming spends of Rs. 6000 per month)
- Stay protected against unauthorized use of the card when shopping anywhere with the EMV Chip Card technology
- Zero liability on lost card after reporting the loss
- Avail up to 50 interest-free days from date of purchase
- Enjoy Revolving Credit at nominal interest rate
- 50 days of interest-free credit
Editor's Review
Pros
- Flat 20% instant discount on domestic and international hotel bookings, and flat 10% off on domestic and international flight bookings
- Get Rs. 125 off on bus ticket bookings on minimum ticket booking of Rs 500
- Avail 10x rewards on every Rs. 100 spent for booking tickets at standalone hotel and airline websites/apps/outlets
- 1 domestic lounge access per calendar quarter and 2 international lounge access per year
Cons
- No Golf benefits
- No fuel benefits
- No welcome benefits
Pros
- Get 2 reward points for every Rs. 150 spends
- Redeem the points as cash back (100 points = Rs. 10) and use it to pay off outstanding balance
- Redeem the reward points for exciting gifts and air miles with the exclusive MyRewards catalogue, which is the HDFC Bank Credit Card Rewards program
Cons
- No movie benefits
- No golf benefits
- No international and domestic lounge access
