Citi Prestige Credit Card vs HDFC Diners Club Premium Credit Card

• Get benefits worth Rs. 38,000+ in the first year
• Welcome Bonus Miles worth Rs. 4,500
• Taj Group/ ITC Hotels Vouchers of Rs. 10,000
• Reward Points worth Rs. 24,000 on annual spends

• You can convert reward points to miles on Jet Airways, Air India and Singapore Airlines (1 reward point = 0.50 air mile)
• Avail 10 X Reward Point on International spends
• 24x7 concierge service for reservations for travel needs
• Redeem Reward Points for booking Air Tickets / Hotels across 150+ Airlines and Choice of hotels (Domestic & International) at www.hdfcbankdinersclub.com .(1 Reward Point = 0.50 AirMile)
• Lowest mark up on foreign currency transactions: Just 2%
• Insurance Benefits 

Pros

• Never expiring reward points
• Epicure Plan of Taj InnerCircle membership
• Complimentary Priority Pass Lounge Access for Primary as well as add-on Card members
• Instantly Pay with Points at select partners

Cons

• High Annual Membership Fee of Rs. 20,000 + taxes
• High-interest rate

Pros

• Get Up to 6 Complimentary access to 1000+ lounges Worldwide
• Redeem points for exclusive gifts from the rewards catalogue
• 4 Reward Points for every Rs. 150 spent
• Get a free renewal by spending Rs. 3 lakhs in 12 months 

Cons

• No complimentary offers for movie tickets 
• No Cashback on spends