HDFC Diners Club Premium Credit Card vs Max SBI Card PRIME
Joining Fees
₹2,500
₹2,999
Editor's Rating
3.3
2.5
Key Features
- You can convert reward points to miles on Jet Airways, Air India and Singapore Airlines (1 reward point = 0.50 air mile)
- Avail 10 X Reward Point on International spends
- 24x7 concierge service for reservations for travel needs
- Redeem Reward Points for booking Air Tickets / Hotels across 150+ Airlines and Choice of hotels (Domestic & International) at www.hdfcbankdinersclub.com .(1 Reward Point = 0.50 AirMile)
- Lowest mark up on foreign currency transactions: Just 2%
- Insurance Benefits
- While joining Max SBI Card PRIME, obtain 12,000 bonus reward points equivalent to Rs. 3,000 on payment of annual fees.
- Withdraw cash anytime from over 1 million Visa ATMs worldwide.
- With Flexipay facility, convert transactions in EMIs. Just transact for Rs. 2,500 or more and log on to sbicard.com within 30 days of purchase to convert it into Flexipay.
- The Easy Money facility get a cheque or draft against your cash limit and get it delivered to home.
Editor's Review
Pros
- Get Up to 6 Complimentary access to 1000+ lounges Worldwide
- Redeem points for exclusive gifts from the rewards catalogue
- 4 Reward Points for every Rs. 150 spent
- Get a free renewal by spending Rs. 3 lakhs in 12 months
Cons
- No complimentary offers for movie tickets
- No Cashback on spends
Pros
- On annual spends of Rs 40,000 across all Landmark Stores, earn 6000 bonus Reward Points.
- 8 complimentary Domestic Airport lounge visits per year (subject to a max of 2 per quarter)
- Complimentary priority pass membership worth USD 99 & 4 complimentary visits per year (limited to 2 visits per quarter).
Cons
- No golf/coaching sessions
