Citi Prestige Credit Card vs HDFC Diners Club Rewardz Credit Card

Joining Fees

₹20,000

₹1,000

Editor's Rating

4.1

4.8

Key Features

  • Get benefits worth Rs. 38,000+ in the first year
  • Welcome Bonus Miles worth Rs. 4,500
  • Taj Group/ ITC Hotels Vouchers of Rs. 10,000
  • Reward Points worth Rs. 24,000 on annual spends
  • Book Air Tickets / Hotels across 150+ Airlines and choice of Hotels (Domestic & International) at www.hdfcbankdinersclub.com
  • You can Redeem Reward points for booking Air Tickets / Hotels across 150+ Airlines and Choice of hotels (Domestic & International) at www.hdfcbankdinersclub.com ( 1 Reward Point = 0.30 AirMile )
  • 10 X Reward Point on International spends for shopping at partnered brands
  • Redeem Reward Point for AirMiles across InterMiles, or Singapore Airlines (KrisFlyer Miles). (1 Reward Point = 0.30 AirMile )
  • Fuel Surcharge Waiver capped at Rs. 500 every billing cycle

Editor's Review

Pros

  • Never expiring reward points
  • Epicure Plan of Taj InnerCircle membership
  • Complimentary Priority Pass Lounge Access for Primary as well as add-on Card members
  • Instantly Pay with Points at select partners

Cons

  • High Annual Membership Fee of Rs. 20,000 + taxes
  • High-interest rate

Pros

  • 3 Reward Points for every Rs.  150 spent; 3X Reward Points for spends at partner brands
  • Get double the Reward Points for spends on groceries, dining and airline tickets
  • 24x7 concierge service 

Cons

  • No complimentary offers for movie tickets 
  • No Cashback on spends 
  • No Complimentary Airport Lounge access


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