Get Welcome Gift voucher worth Rs. 3,000 from any one of the brand partners
Spend linked gift vouchers worth Rs. 6,000
5X Reward Points on Dining, Departmental store and International spends
Card Anniversary gift voucher worth Rs. 3,000
Welcome/Renewal Benefit:Earn 500 Cash Points, this is applicable only on the payment of the membership fee
Spend Rs. 50,000 or more in a year before the Credit Card renewal date and get the renewal fee waived off
Get 10X CashPoints on Amazon, BigBasket, Flipkart, Reliance Smart SuperStore, and Swiggy
Get 5X CashPoints on EMI spends at merchant locations
Get 2 CashPoints per Rs. 150 spent on other spends
Earn 500 gift voucher on spends of Rs. 50,000 per calendar quarter
Enjoy up to 20% discount on partnered restaurants via Swiggy Dineout
Starting from January 1st, 2023, the maximum number of reward points that can be earned each month on grocery transactions will be limited to 1,000
For Rupay Credit Cardholders, UPI spends will earn 2 RPs for every Rs. 150 spent. The reward points are capped at 500 per calendar month
Zero lost Card liability
You can enjoy an interest-free period of up to 50 days from the date of your purchase
Enjoy Revolving Credit at a nominal interest rate
Enjoy amazing dining benefits with the Good Food Trail program
Get up to 20% off on all restaurant bills via Swiggy Dineout (20k+ restaurants). Offer includes both restaurant and Swiggy discount. Valid only on payments via the Swiggy App
1% Fuel Surcharge waiver on fuel transactions between Rs. 400 and Rs. 5,000
Quarterly Spend-based benefit: Get a Rs. 500 gift voucher every quarter on spends of over Rs. 50,000. Earn up to Rs. 2,000 worth vouchers in a year
Convert your big spends into EMI after purchase
The card is enabled for contactless payments
Editor's Review
Pros
Avail spend rewards on annual spending of Rs. 4 lakhs and 5 lakhs, each
Receive e- Gift Voucher worth Rs. 3,000 from any of the following brands: Yatra, Hush Puppies/Bata, Westside, Shoppers Stop
2 complimentary Domestic Airport Lounge visits every quarter in India
Cons
Although you’ll get a complimentary membership to the Priority Pass Program worth $99, there’s a usage fee of $27 +taxes that will be charged to Bank of Maharashtra - SBI Platinum Credit Card every time you visit an airport lounge. Moreover, only the Primary Cardholders are eligible for Priority Pass and complimentary membership will be valid for 2 years only
Pros
Get 10X CashPoints on Amazon, BigBasket, Flipkart, Reliance Smart SuperStore, and Swiggy
Get 5X CashPoints on EMI spends at merchant locations, and get 2 CashPoints per Rs. 150 spent on other spends
Earn 500 gift voucher on spends of Rs. 50,000 per calendar quarter
Cons
No golf benefits are provided
No airport lounge access
More comparisions with Bank of Maharashtra - SBI Platinum Credit Card