HDFC Diners Club Privilege Credit Card vs Axis Bank Magnus Credit Card

Joining Fees

₹2,500

₹12,500

Editor's Rating

4.3

4.3

Key Features

  • Milestone Benefits: Get Rs. 1,500 worth vouchers of Marriott Experience, Decathlon, Barbeque Nation, O2 Spa, or Lakme Salon on spends of Rs. 1.5 lakhs in a calendar quarter
  • Get a Renewal Fee waiver for the next year by spending Rs. 3 Lakhs in the card anniversary year
  • BookMyShow is offering a 'Buy 1 Get 1 Free' deal on weekend tickets for both movies and non-movies. Offer is applicable for shows on Friday, Saturday and Sunday. Maximum discount is Rs. 250/ticket, up to 2 free tickets every calendar month 
  • Get 5X Reward Points on Swiggy and Zomato
  • 2 Complimentary Airport lounge access every calendar quarter worldwide
  • Get 4 Reward Points for every Rs. 150 spent
  • Travel benefits: Get up to 10X Rewards on booking flights and stays at over 150 hotels, both domestic and international, by visiting https://offers.smartbuy.hdfcbank.com/diners
  • Up to 50 days of interest-free credit period from the date of purchase
  • Credit Liability Cover: Rs. 9 lakh
  • Foreign Currency Markup: 2% on all foreign currency spends
  • Revolving Credit is available at a nominal interest rate 
  • Get 5X Reward Points on Swiggy and Zomato. Additional 4X RP is capped at 2500 reward points every calendar month
  • Convert big spends into EMI after purchase
  • HDFC Bank Diners Club Privilege Credit Card is enabled for contactless payments
  • Accidental Air Death Cover worth Rs. 1 Crore
  • Emergency overseas hospitalization: up to Rs. 25 lakhs
  • Get Travel Insurance Cover up to Rs 50,000 on baggage delay
  • Credit Liability cover: Up to Rs. 9 Lakh.
  • Earn 4 Reward Points on every Rs. 150 retail spends
  • Earn 20 Reward Points on every Rs 150 spends on Swiggy and Zomato
  • Earn up to 10X Reward Points on Spends Via Smartbuy
  • Enjoy amazing dining benefits & savings with the Good Food Trail Program: Get up to 20% off on all restaurant bill payments via Swiggy Dineout (Choose from 20000 + restaurants). The offer is inclusive of Restaurant and Swiggy Discount. It's valid only on payments done via the Swiggy App
  • Diners Exclusive Offers:

A. Fast Track Airport Experience: Skip the line for check-in and get help with your baggage

B. Dining Delight:  Enjoy exclusive dining offers ranging from gourmet cuisine to local delicacies

C. Luxury Spas: You can enjoy access to some of the best spas in India at discounted rates

D. Small Medium Enterprise (SME): Get customized offers like workspaces, business insurance, and wellness discounts to meet the unique needs of businesses

  • Avail 8 complimentary end-to-end meet and greet services at the airport (This has been discontinued w.e.f 20 April’24)
  • Get unlimited complimentary international airport lounge visits and 8 additional guests visits per year with Priority Pass Card (Guest visits have been revised to 4 per year w.e.f 20 April’24)
  • Get unlimited domestic airport lounge visits to selected lounges
  • Enjoy up to 15% off on International and Domestic Oberoi and Trident Hotels
  • Buy one ticket and get up to Rs. 500 off on the second ticket on BOOKMYSHOW (This has been discontinued w.e.f 20 April’ 24)
  • Avail up to 40% discount at over 4000 restaurants in India
  • Avail purchase protection, lost card liability programs, and more: Counterfeit/lost card liability up to credit limit; Purchase protection of up to Rs. 2 Lakhs; Loss/Delay in baggage and Personal Documents cover up to 500 USD; Credit shield of Rs. 5 Lakhs
  • The Annual fee of Rs. 12,500 + Taxes will be waived off on spending Rs. 25 Lakhs in the proceeding year
  • Get fuel surcharge waiver of 1% for transactions between Rs. 400 to Rs. 4000
  • Avail 12 EDGE REWARD points per Rs. 200 on spends up to Rs. 1.50 Lakhs and 35 EDGE REWARD points per Rs. 200 on incremental spends above Rs. 1.50 lakhs in a calendar month
  • Get 5X Reward points on spends via Travel eDGE
  • Get 2 partner miles for every 5 edge Reward points across 20 travel partners. Do note that customers holding the new Magus Credit Card for Burgundy will get up to 4 partner miles for every 5 eDGE Reward points across 20 travel partners

Editor's Review

Pros

  • Milestone Benefits: Get Rs. 1,500 worth vouchers of Marriott Experience, Decathlon, Barbeque Nation, O2 Spa, or Lakme Salon on spends of Rs. 1.5 lakhs in a calendar quarter
  • BookMyShow is offering a 'Buy 1 Get 1 Free' deal on weekend tickets for both movies and non-movies
  • Earn 4 Reward Points on every Rs. 150 retail spends, Earn 20 Reward Points on every Rs 150 spends on Swiggy and Zomato, and Earn up to 10X Reward Points on Spends Via Smartbuy

Cons

  • High Annual Fees
  • No Cashback on online spends

Pros

  • Annual fee of Rs. 12,500 + Taxes waived off on spending Rs. 25 Lakhs in the proceeding year
  • Reduced mark-up fee of 2% on foreign transactions
  • No cash withdrawal fees

 

Cons

  • No Golf/coaching sessions
  • Joining and annual fees on higher side


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