12 Axis EDGE REWARDS Points on every Rs. 200 that you spend
25,000 EDGE REWARDS Points worth Rs. 5,000 on monthly spends of Rs. 1 Lakh
5X EDGE REWARDS on travel spends via TRAVEL EDGE
8 complimentary end-to-end VIP services at the airport and 8 Complimentary International Lounge visits per year with the Priority Pass Card
Unlimited visits to select Airport Lounges in India
Bookmyshow benefits: Purchase one movie/non-movie ticket and get up to Rs.500 off on the second
Avail 40% discount at 4000+ partnered restaurants in India
Indulge in hand-picked experiences around the globe with Extraordinary Weekends
Get Virtual health assistance including tele-consultation, health coaching, home quarantine programs, personalized oncology care and more
Get expert medical opinion from the panel of world class specialists at leading institutions
Get special preventive healthcare packages and a range of privileges with SRL diagnostics, Dr. Lal PathLab and Metropolis
No cash withdrawal fees
24X7 DEDICATED CONCIERGE
You’ll receive Welcome Benefit of 500 Cash Points that’s applicable only on the payment of the membership fee
In the first 90 days, spend Rs. 20000 or above and get first-year membership fee waived off
Accumulate and redeem reward points for cash-back against outstanding amount on your Credit Card (100 points = Rs. 20)
In the first year, spend Rs. 50,000 or above and get renewal membership fee waived off
Earn 2 Reward Points on every Rs 150 spent
Every quarter receive a gift voucher worth Rs. 500 on spends of Rs 50,000. Get up to Rs. 2,000 worth of gift vouchers in a year
While doing online shopping, earn 4 reward points for every Rs 150 you spend online with the card. (With effect from 15th July 2020, customers can get up to 500 Reward Points per statement cycle for the online spends, under the 2X RP feature.)
Spend Rs 50,000 in a Quarter and avail Rs 500 worth E-Voucher
Renew membership for free by just spending Rs. 50,000 in a year before the renewal date
1% fuel surcharge waiver at any fuel stations in India, on minimum transaction Rs. 400 and Max CashBack of Rs. 250 per statement cycle
If your HDFC Moneyback Credit Card gets lost, report immediately and avail zero liability on any fraudulent transactions made on the Credit Card
Rewards Rate:
Reward Points accumulated can be redeemed against statement balance at the rate 1 RP = Rs. 0.20
Reward Points can even be used to redeem against travel benefits such as Flight & Hotel bookings and Rewards Catalogue at the SmartBuy Rewards Portal: 1 CashPoint = Rs. 0.25
Editor's Review
Pros
Global Travel and Medical Assistance
Annual Fee of Rs 10,000 + Taxes waived off on the spend of Rs.15 lakhs in preceding year
Reduced mark-up fee of 2% on foreign transactions
Cons
No Golf/coaching sessions
Pros
Zero liability on the lost card if reported immediately
With the EMV Chip technology presented in the card, stay protected against fraud
Avail up to 50 days of the interest-free period from the date of purchase, and enjoy Revolving Credit at a nominal interest rate
Cons
The Reward points are only valid for 2 years
No complimentary Airport Lounge Access
High-interest rate of 3.49%
More comparisions with Axis Bank Magnus Credit Card