HDFC Diners Club Privilege Credit Card vs Doctor’s SBI Credit Card

Joining Fees

₹2,500

₹1,499

Editor's Rating

4.3

3.4

Key Features

  • Milestone Benefits: Get Rs. 1,500 worth vouchers of Marriott Experience, Decathlon, Barbeque Nation, O2 Spa, or Lakme Salon on spends of Rs. 1.5 lakhs in a calendar quarter
  • Get a Renewal Fee waiver for the next year by spending Rs. 3 Lakhs in the card anniversary year
  • BookMyShow is offering a 'Buy 1 Get 1 Free' deal on weekend tickets for both movies and non-movies. Offer is applicable for shows on Friday, Saturday and Sunday. Maximum discount is Rs. 250/ticket, up to 2 free tickets every calendar month 
  • Get 5X Reward Points on Swiggy and Zomato
  • 2 Complimentary Airport lounge access every calendar quarter worldwide
  • Get 4 Reward Points for every Rs. 150 spent
  • Travel benefits: Get up to 10X Rewards on booking flights and stays at over 150 hotels, both domestic and international, by visiting https://offers.smartbuy.hdfcbank.com/diners
  • Up to 50 days of interest-free credit period from the date of purchase
  • Credit Liability Cover: Rs. 9 lakh
  • Foreign Currency Markup: 2% on all foreign currency spends
  • Revolving Credit is available at a nominal interest rate 
  • Get 5X Reward Points on Swiggy and Zomato. Additional 4X RP is capped at 2500 reward points every calendar month
  • Convert big spends into EMI after purchase
  • HDFC Bank Diners Club Privilege Credit Card is enabled for contactless payments
  • Accidental Air Death Cover worth Rs. 1 Crore
  • Emergency overseas hospitalization: up to Rs. 25 lakhs
  • Get Travel Insurance Cover up to Rs 50,000 on baggage delay
  • Credit Liability cover: Up to Rs. 9 Lakh.
  • Earn 4 Reward Points on every Rs. 150 retail spends
  • Earn 20 Reward Points on every Rs 150 spends on Swiggy and Zomato
  • Earn up to 10X Reward Points on Spends Via Smartbuy
  • Enjoy amazing dining benefits & savings with the Good Food Trail Program: Get up to 20% off on all restaurant bill payments via Swiggy Dineout (Choose from 20000 + restaurants). The offer is inclusive of Restaurant and Swiggy Discount. It's valid only on payments done via the Swiggy App
  • Diners Exclusive Offers:

A. Fast Track Airport Experience: Skip the line for check-in and get help with your baggage

B. Dining Delight:  Enjoy exclusive dining offers ranging from gourmet cuisine to local delicacies

C. Luxury Spas: You can enjoy access to some of the best spas in India at discounted rates

D. Small Medium Enterprise (SME): Get customized offers like workspaces, business insurance, and wellness discounts to meet the unique needs of businesses

 

  • E-Gift Voucher from Yatra.com/Bata/Shoppers Stop worth Rs. 5,000 on achieving annual spends of Rs. 5 Lakhs
  • Complimentary membership to the Priority Pass Program worth $99
  • 4 complimentary visits per year to International Airport Lounges outside India (max. 2 visits per quarter)
  • Access to 1000+ Airport Lounges worldwide
  • 8 complimentary Domestic Airport Lounges visits per year in India (max. 2 visits per quarter) 

Editor's Review

Pros

  • Milestone Benefits: Get Rs. 1,500 worth vouchers of Marriott Experience, Decathlon, Barbeque Nation, O2 Spa, or Lakme Salon on spends of Rs. 1.5 lakhs in a calendar quarter
  • BookMyShow is offering a 'Buy 1 Get 1 Free' deal on weekend tickets for both movies and non-movies
  • Earn 4 Reward Points on every Rs. 150 retail spends, Earn 20 Reward Points on every Rs 150 spends on Swiggy and Zomato, and Earn up to 10X Reward Points on Spends Via Smartbuy

Cons

  • High Annual Fees
  • No Cashback on online spends

Pros                                                                                                                

  • Avail Professional Indemnity Insurance Cover of Rs. 20 Lakhs
  • Reimburse all defense and legal costs, out of court settlement expenses and court awards as a part of professional indemnity insurance
  • Renewal fee reversed if the annual spendings cross Rs 2,00,000

Cons 

  • No Golf/Coaching sessions
  • Usage fee of $27 + applicable taxes will be charged on the Doctor’s SBI Card after you have exhausted the complimentary visits


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