HDFC Bank EasyEMI Credit Card - HDFC Bank Cards
Category
fuel,cashback
Fintra's Rating
2.5/5
HDFC Bank EasyEMI Credit Card Key Features
| Joining Fees | ₹500 |
| Renewal Fees | ₹500 |
| Free Lounge Access | No |
| Fuel Surcharge Waiver | Yes |
| Bank | HDFC Bank |
| Network | Visa |
Interest Charges: Up to 3.75% per month, accounting to 45.0% per annum
Spend Rs. 50,000 and more in the first year to avail a waiver on the renewal membership fee
HDFC Bank EasyEMI Credit Card FeesWelcome Benefits include getting 500 Cash Points, which is applicable only on payment of membership fee
HDFC Bank EasyEMI Credit Card Welcome Offers- Milestone Benefit: Spend Rs. 20000 and more in the first 90 days to get first year membership fee waived off
- Launch Offer: Get Rs. 1000 worth gift vouchers on spends of Rs. 1,00,000 and above in each calendar quarter, for the first year only
- Contactless payment enabled
- Get 5% CashBack on Amazon, Flipkart, Flight and Hotel bookings on shopping via PayZapp and SmartBuy
- Get 2.5% CashBack on all online spends
- Get 1% CashBack on all offline spends and Wallet reloads
- All transactions of Rs. 10,000 and more will be auto converted to EasyEMI for 9 months. Do note that auto conversion will not be applicable on gold, jewellery, and fuel transactions, and the conversion will be processed after 5 business days from the date of transaction
- Zero Lost card liability
- Up to 50 days of interest free period from the date of purchase
- Revolving Credit is available at a nominal interest rate
- Get 1% fuel surcharge waiver at fuel stations in India on minimum transaction of Rs. 400
Pros
- Launch Offer
- Get 5% CashBack on Amazon, Flipkart, Flight and Hotel bookings on shopping via PayZapp and SmartBuy
- Get 2.5% CashBack on all online spends
Cons
- No golf benefits
- No rewards benefits
- No airport lounge access
