Milestone Benefit: Spend Rs. 20000 and more in the first 90 days to get first year membership fee waived off
Launch Offer: Get Rs. 1000 worth gift vouchers on spends of Rs. 1,00,000 and above in each calendar quarter, for the first year only
Contactless payment enabled
Get 5% CashBack on Amazon, Flipkart, Flight and Hotel bookings on shopping via PayZapp and SmartBuy
Get 2.5% CashBack on all online spends
Get 1% CashBack on all offline spends and Wallet reloads
All transactions of Rs. 10,000 and more will be auto converted to EasyEMI for 9 months. Do note that auto conversion will not be applicable on gold, jewellery, and fuel transactions, and the conversion will be processed after 5 business days from the date of transaction
Zero Lost card liability
Up to 50 days of interest free period from the date of purchase
Revolving Credit is available at a nominal interest rate
Get 1% fuel surcharge waiver at fuel stations in India on minimum transaction of Rs. 400
Get up to Rs. 10,000 cashback on MakeMyTrip
Earn 5 reward points on every Rs. 150 spent and get maximum benefit with 1 reward point equal to Re 1
5% cashback on duty-free spends
Up to 25% discount at the top 750 restaurants in India
Access 20 premier golf courses in India and 150 worldwide
Convert big credit card transactions (starting from Rs. 5,000) into easy EMI with "Kuch Bhi" facility at attractive rates pricing and flexible tenure options
Editor's Review
Pros
Launch Offer
Get 5% CashBack on Amazon, Flipkart, Flight and Hotel bookings on shopping via PayZapp and SmartBuy
Get 2.5% CashBack on all online spends
Cons
No golf benefits
No rewards benefits
No airport lounge access
Pros
2% foreign currency markup* fee on overseas spends
Access to over 1000 airport lounges across the world, with a complimentary Priority Pass membership
Enjoy a wide range of instant payment solutions like BharatQR, Bharat bill payment solution (BBPS) and Samsung Pay
Cons
High Annual Fee of Rs. 5,000
No fee waiver
No category-specific elevated rates (e.g. Higher cashback rate for grocery spending)
More comparisions with HDFC Bank EasyEMI Credit Card