HDFC Bank EasyEMI Credit Card vs Axis Bank Select Credit Card
Joining Fees
₹500
₹3,000
Editor's Rating
2.5
4.5
Key Features
- Milestone Benefit: Spend Rs. 20000 and more in the first 90 days to get first year membership fee waived off
- Launch Offer: Get Rs. 1000 worth gift vouchers on spends of Rs. 1,00,000 and above in each calendar quarter, for the first year only
- Contactless payment enabled
- Get 5% CashBack on Amazon, Flipkart, Flight and Hotel bookings on shopping via PayZapp and SmartBuy
- Get 2.5% CashBack on all online spends
- Get 1% CashBack on all offline spends and Wallet reloads
- All transactions of Rs. 10,000 and more will be auto converted to EasyEMI for 9 months. Do note that auto conversion will not be applicable on gold, jewellery, and fuel transactions, and the conversion will be processed after 5 business days from the date of transaction
- Zero Lost card liability
- Up to 50 days of interest free period from the date of purchase
- Revolving Credit is available at a nominal interest rate
- Get 1% fuel surcharge waiver at fuel stations in India on minimum transaction of Rs. 400
- Flat Rs. 500 off per month on minimum purchase of Rs. 3000 on Bigbasket mobile app/website. This is applicable once per month per user
- Flat Rs. 200 off on Swiggy mobile app/website. Valid twice a month on minimum transaction of Rs. 1000 per order
- 12 complimentary International Airport Lounge access via Priority Pass Membership
- 2 complimentary domestic lounge visits per quarter on the spends of Rs. 50,000 in last 3 months
- Do note that the Priority Pass will renew automatically when you have met Rs. 3 lakhs spends in preceding card anniversary year
- 6 complimentary golf rounds per year. Unlock 6 additional visits by spending Rs. 3 lakhs annually
- Annual benefits: Priority Pass Membership renewal on annual spend of 3 Lakh. Renewal of offers on BigBasket and Swiggy
- Get 5000 EDGE points on spending Rs. 3 Lakhs in a card anniversary year
- Complete annual fee waiver on spending Rs. 8 Lakhs in a card anniversary year
- Get 10 Axis EDGE points on every Rs. 200 spends
- Get 2X per Rs. 200 on ‘Retail Shopping’ spends
- Avail 2X EDGE REWARD Points up to cumulative transactions of Rs. 20,000 per month. For transactions done above Rs. 20,000 per months earn 10 EDGE REWARD Points
- Explore curated experiences from across the world with Extraordinary Weekends
- 1% fuel surcharge refund on fuel transactions between Rs. 400 and Rs. 4000 only. Maximum benefits up to Rs. 400 per month.
- Rs. 800 off and more via Axis Bank Dining Delight Program with EazyDiner
- Purchase protection up to Rs. 1 Lakh
- Cumulative cover up to USD 500 for loss of travel documents, delay of check-in baggage, and loss of check-in baggage cover
Editor's Review
Pros
- Launch Offer
- Get 5% CashBack on Amazon, Flipkart, Flight and Hotel bookings on shopping via PayZapp and SmartBuy
- Get 2.5% CashBack on all online spends
Cons
- No golf benefits
- No rewards benefits
- No airport lounge access
Pros
- Flat Rs. 500 off per month on minimum purchase of Rs. 3000 on Bigbasket mobile app/website
- 12 complimentary International Airport Lounge access via Priority Pass Membership
- 2 complimentary domestic lounge visits per quarter on the spends of Rs. 50,000 in last 3 months
Cons
- High interest rate
- High joining/renewal fee
